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901 N Forest Street #123, Bellingham, WA, 98225

1beds
1baths
748sqft
$279,000
$373price/sqft
$1,787/moest. monthly cost
$71,480/yrincome needed

About This Home

Great 1 bedroom, plus office/bonus rm. 1 bath condo in the popular Orchard Terrace. Nicely updated with hardwood floors throughout. Nice size bedroom, updated eat in kitchen, den, full bathroom and spacious living area. Entrance to outside. Heat and hot water, garbage, water and sewer included in the dues for cost savings. It includes a 6 by 8 private storage unit. The financing issues of Orchard Terrace have been fixed.

Getting Around

91
WalkingWalker's Paradise
53
TransitGood Transit
72
BikeVery Bikeable

Schools

8/10
Lowell Elementary SchoolGrades PK-51.5 mi
8/10
Fairhaven Middle SchoolGrades 6-82.2 mi
9/10
Sehome High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1951

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Condo (2 Levels)
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Refrigerator,Stove(s)/Range(s),Refrigerator(s),Cooking - Electric Hookup,Cooking-Electric
  • Laundry features: Common Area

Bathroom Full

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Den Office

  • Level: Main

Features

  • Window features: Insulated Windows
  • Flooring: Hardwood,Laminate

Heating & Cooling

  • Heating features: Radiator,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 748
  • Total interior livable area: 748 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 3803310824750023
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Cooking-Electric,End Unit,Insulated Windows,Top Floor
  • Has view: Yes
  • View description: Territorial

Parking

  • Total spaces: 1
  • Parking features: None
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Cold Wave
Ice Storm
Winter Weather
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$44$528
Property Taxes $184$2,208
Electricity $149$1,793
Total$1,787$21,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,268/yr
40% on housing$53,610/yr
45% on housing$47,653/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$373This listing

vs Other Active Listings

Avg $/sqft

ZIP 98225$315
Whatcom County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 98225$446
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-01Price change$279,000
2026-05-13Price change$287,900
2026-04-06Listed for sale$295,000
2026-02-12Pending sale$295,000
2026-02-02Listed for sale$295,000
2017-08-21Sold$164,700
2017-07-11Listed for sale$159,900

For Sale by Agent

AgentJames K. Kaemingk Jr
BrokerageWindermere RE Whatcom, Inc.

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