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7037 Yukon Way, Ferndale, WA, 98248

4beds
4baths
1,838sqft
$1,139,999
$620price/sqft
$6,845/moest. monthly cost
$273,800/yrincome needed

About This Home

This exceptional property has so much to offer! Tucked down a quiet, private road on nearly 5 acres with Mount Baker views, this fully fenced property with a gated entrance provides the perfect blend of privacy, functionality, and scenic beauty. Ideal for horse enthusiasts or those seeking a mini-farm lifestyle, the equestrian setup features a spacious 7,500 sq ft outdoor arena—perfect for riding, training, or simply enjoying the peaceful surroundings. The property also includes multiple exterior stalls with runs, a tack room, and inside stalls. In addition to the equestrian amenities, a large two-car shop offers excellent space for projects, storage, or equipment. The main home is well-appointed with 3 bedrooms plus office and 3 bathrooms, offering comfortable living with room to spread out. An attached 1-bedroom 1- bathroom mother-in-law suite with its own separate entrance & garage provides flexibility for guests, multi-generational living, or potential rental income.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
Custer Elementary SchoolGrades K-52.5 mi
5/10
Horizon Middle SchoolGrades 6-83.5 mi
5/10
Ferndale High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Cement Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Refrigerator(s),Washer(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Lower

Bathroom Full

  • Level: Lower

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1

Den Office

  • Level: Main

Features

  • Bath Off Primary
  • Flooring: Ceramic Tile,Vinyl Plank,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,838
  • Total interior livable area: 1,838 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 3901030341820000
  • Zoning: R5A
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Wired for Generator

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Bath Off Primary,Fireplace,Security System,Walk-In Closet(s),Wired for Generator
  • Has view: Yes
  • Topography of land: Equestrian,Level
  • Residential vegetation: Fruit Trees,Garden Space,Pasture

Lot

  • Lot size: 4.74 Acres
  • Features: Dead End Street,Paved,Secluded,Barn,Deck,Fenced-Fully,Outbuildings,Propane,Shop,Stable

Parking

  • Total spaces: 3
  • Parking features: Attached Garage,Detached Garage
  • Has garage: Yes
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Ice Storm
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,764$69,168
Home Insurance *$208$2,496
Property Taxes $724$8,688
Electricity $149$1,793
Total$6,845$82,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$234,685/yr
40% on housing$205,350/yr
45% on housing$182,533/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$620This listing

vs Other Active Listings

Avg $/sqft

ZIP 98248$508
Whatcom County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 98248$325
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$1,249,999
1998-01-15Sold$64,000

For Sale by Agent

AgentKatie Sentinella
BrokerageKeller Williams Western Realty

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