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175 Pine Ridge Dr, Louisville, MS, 39339

4beds
3baths
3,408sqft
$375,000
$110price/sqft
$3,641/moest. monthly cost
$145,640/yrincome needed

About This Home

Located in Louisville, MS- 25 minutes from Starkville, in the heart of Bulldog Country. This beautiful home is located in Bafanwood subdivision and features 3408 square feet with 4 bedrooms and 3 full baths, large formal living room and separate dining room. House features gas logs in fireplace, jetted tub, 2 all tile walk-in showers, 2 large walk-in closets and sunroom. The backyard has a covered patio and an arbor for entertaining. Adjacent to the property is a separate lot suitable for a building site. The lot has 2 storage buildings and a shed for 2 vehicles. The lot can be sold separately if not interested and the price of the lot subtracted from the asking price.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
4/10
Eiland Middle SchoolGrades 6-81.8 mi
4/10
Louisville High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Slab
  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,408 sqft

Property

Details

  • Parcel number: 1512726020300400

Features

  • Exterior features: Vinyl,Brick
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 1.50 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather
Earthquake
Heat Wave
Ice Storm

FEMA Declared Disasters in Winston County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$1,276$15,312
Property Taxes $153$1,836
Electricity $316$3,802
Total$3,641$43,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,834/yr
40% on housing$109,230/yr
45% on housing$97,093/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.5%
4.5%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 39339$88
Winston County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 39339
Winston County$24

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-10Listed for sale$375,000

For Sale by Owner

AgentProperty Owner

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