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1449 Rural Dempsey Rd, Louisville, MS, 39339

2beds
1baths
1,345sqft
$160,000
$119price/sqft
$1,610/moest. monthly cost
$64,400/yrincome needed

About This Home

Charming 2-bedroom, 1-bath home situated on 1.3 acres with a peaceful country feel and plenty of outdoor space to enjoy. Inside, you'll find a spacious living area with vaulted ceilings, a cozy gas log fireplace, and French doors that open onto a large back deck -- perfect for relaxing or entertaining. This home features central heat and air, freshly painted living areas, kitchen, kitchen cabinets, and the master bedroom, giving the interior a clean and updated feel. The bathroom has also been recently renovated. Outside, enjoy a welcoming front porch with a covered seating area, a large back deck, and a spacious utility shed conveniently attached to the deck for extra storage or workspace. The property also includes a 2-car carport and plenty of yard space to enjoy the outdoors.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

4/10
Fair Elementary SchoolGrades PK-27.3 mi
4/10
Eiland Middle SchoolGrades 6-86.7 mi
4/10
Louisville High SchoolGrades 9-127.4 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Conventional
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Cooking Unit

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Tile,Vinyl,Carpet
  • Fireplace: Yes

Interior Area

  • Total structure area: 1,345
  • Total interior livable area: 1,345 sqft

Property

Details

  • Parcel number: 151180028 0001502

Features

  • Waterfront features: None

Lot

  • Lot size: 1.30 Acres
  • Lot size dimensions: 1.30 acre

Parking

  • Total spaces: 2
  • Parking features: Garage,Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Lightning
Winter Weather
Drought
Hurricane
Ice Storm

FEMA Declared Disasters in Winston County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$544$6,528
Property Taxes $65$780
Electricity $192$2,304
Total$1,610$19,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,200/yr
40% on housing$48,300/yr
45% on housing$42,933/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.5%
4.5%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 39339$89
Winston County$94

vs Homes Sold Last Month

Median $/sqft

ZIP 39339
Winston County$24

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Price change$160,000
2026-06-08Price change$156,800
2026-05-16Listed for sale$160,000

For Sale by Agent

AgentKELLY MCCULLOUGH SALETZKI
BrokerageMCCULLOUGH REALTY LLC

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