6350 Portay Way #77, Ferndale, WA, 98248
About This Home
Welcome to this beautifully maintained 2-bedroom, 1¾-bath home with a spacious office in the desirable Portal Creek 55+ Community. This move-in-ready home offers an open-concept floor plan with 9-foot ceilings, luxury vinyl plank flooring, central air conditioning, multiple ceiling fans, and abundant natural light throughout. The spacious kitchen flows seamlessly into the living and dining areas, creating an ideal space for entertaining and everyday living. The private primary suite features a coffered ceiling, generous walk-in closet, and a beautifully appointed en-suite bath. An additional bedroom, dedicated office with glass french doors, ample storage, and an oversized heated two-car garage provide exceptional functionality. Enjoy the beautifully landscaped, fully fenced backyard complete with a detached storage shed, automatic exterior light sensors, a roll-out garage awning, and a covered porch with a motorized remote-controlled sunshade—perfect for year-round outdoor enjoyment. Conveniently located near I-5, shopping, medical facilities, public transportation, and just minutes from downtown Bellingham, this home combines comfort, convenience, and low-maintenance living in one of the area's most sought-after 55+ communities. Don't miss this exceptional opportunity!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Good
- Year built: 2019
Materials
- Foundation: Slab,Tie Down
- Roof: Composition
- Construction materials: Cement Planked,Wood Products,Cement Plank
Other
- Builder model: 721NG28563BH19
Type & Style
- Home type: MobileManufactured
- Architectural style: Manuf-Double Wide
- Property subType: Manufactured Home
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Microwave(s),Refrigerator(s),Water Heater: Electric,Water Heater Location: Primary Bedroom Closet
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Features
- Window features: Double Pane Windows
- Flooring: Laminate,Vinyl Plank,Carpet
Heating & Cooling
- Heating features: 90%+ High Efficiency,Forced Air,Heat Pump,Radiant,Electric
- Cooling features: 90%+ High Efficiency,Forced Air,Heat Pump
Interior Area
- Total structure area: 1,784
- Total interior livable area: 1,784 sqft
Property
Details
- Parcel number: 3902173203300153
- Lease amount: 850
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Water Heater
Lot
- Features: Curbs,Paved,Sidewalk
Parking
- Parking features: Individual Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Cold Wave
- Earthquake
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Whatcom County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,997 | $23,964 |
| Home Insurance * | $72 | $864 |
| Property Taxes | $238 | $2,856 |
| Electricity | $149 | $1,793 |
| Total | $2,456 | $29,472 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Price change | $395,000 |
| 2026-05-26 | Listed for sale | $396,000 |
| 2026-04-19 | Listing removed | $410,000 |
| 2026-01-19 | Listed for sale | $410,000 |
| 2023-01-11 | Listing removed | -- |
| 2022-12-22 | Listed for sale | $394,000 |
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