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420 S Pear Street, Buffalo, MO, 65622

2beds
1baths
868sqft
$209,000
$241price/sqft
$1,492/moest. monthly cost
$59,680/yrincome needed

About This Home

Charming remodeled 2-bedroom, 1-bath home with a warm cabin-like feel throughout. This beautifully updated property blends rustic character with modern improvements, creating a cozy and inviting atmosphere. The home has been thoughtfully remodeled and is move-in ready.Outside, you'll find a spacious shop featuring concrete floors, electricity, and its own heating and air conditioning system--perfect for hobbies, storage, a workshop, or home-based business needs. Whether you're looking for a peaceful retreat or a functional property with extra workspace, this unique home offers comfort, character, and versatility.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10
7/10
Buffalo Middle SchoolGrades 5-81.0 mi
5/10
Buffalo High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Block,Crawl Space
  • Roof: Fiberglass
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Free-Standing Electric Oven,Electric Water Heater,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Laminate Counters
  • Window features: Single Pane
  • Flooring: Laminate,Luxury Vinyl
  • Attic: Access Only:No Stairs
  • Finished area below ground: 0
  • Finished area above ground: 868

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 868
  • Total interior livable area: 868 sqft

Property

Details

  • Parcel number: 097.026001015008.000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.30 Acres
  • Lot size dimensions: 110 x 120

Parking

  • Parking features: Additional Parking,Paved,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Heat Wave
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,056$12,672
Home Insurance *$222$2,664
Property Taxes $73$876
Electricity $141$1,693
Total$1,492$17,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,154/yr
40% on housing$44,760/yr
45% on housing$39,786/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 65622$148
Dallas County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 65622$149
Dallas County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$209,000
2026-07-11Price change$214,900
2026-06-29Price change$215,000
2026-06-05Listed for sale$219,000
2024-05-03Sold--
2024-03-29Pending sale$134,900
2024-03-28Price change$134,900
2024-03-19Price change$139,500
2023-05-08Pending sale$85,000
2023-04-26Listed for sale$85,000

For Sale by Agent

AgentAlexandra D Kueck
BrokerageMain Street Realty

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