See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

214 S Locust Street, Buffalo, MO, 65622

3beds
1baths
1,077sqft
$197,500
$183price/sqft
$1,418/moest. monthly cost
$56,720/yrincome needed

About This Home

Beautifully custom-remodeled 1940s bungalow offering timeless charm with a fresh, modern feel. This thoughtfully redesigned home features an open-concept living room, dining area, and stunning custom kitchen that create a bright, spacious atmosphere. A large mudroom and utility room add everyday convenience, while three comfortable bedrooms provide generous closet space. The beautifully finished bathroom showcases an oversized custom walk-in shower with a fully encapsulated waterproof system for long-lasting durability. Outside, the efficient yard offers room for gardening, entertaining, or creating your own outdoor retreat without the burden of excessive maintenance. This move-in-ready home captures the character of a classic 1940s bungalow while delivering the custom finishes and functionality today's progressive designs.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

6/10
7/10
Buffalo Middle SchoolGrades 5-80.9 mi
5/10
Buffalo High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 1940

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,077

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,077
  • Total interior livable area: 1,077 sqft

Property

Details

  • Parcel number: 097.026103006003.000

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 90 x 80

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Heat Wave
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $998$11,976
Home Insurance *$210$2,520
Property Taxes $69$828
Electricity $141$1,693
Total$1,418$17,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,617/yr
40% on housing$42,540/yr
45% on housing$37,813/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 65622$149
Dallas County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 65622$149
Dallas County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$197,500
2026-06-26Listed for sale$205,000

For Sale by Agent

AgentDonald W Coots
BrokerageMain Street Realty

Similar Homes