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5939 Artist Drive, Ferndale, WA, 98248

3beds
3baths
2,032sqft
$675,000
$332price/sqft
$4,087/moest. monthly cost
$163,480/yrincome needed

About This Home

This beautifully maintained 3 bedroom/2.5 bath home features brand-new HardiPlank siding, a new furnace, a newer roof, new interior and exterior paint, new gas fireplace, and energy-efficient solar panels, giving you peace of mind and long-term savings from day one. Inside, the layout features abundant natural light, with an open concept kitchen, nook, and living area, plus separate living and dining spaces. Fully remodeled bathrooms include a spa-inspired bath and heated floor in the primary suite. Step outside to large, beautifully landscaped front and back yards, complete with mature fruit trees and raised garden beds. With gorgeous views of Mt. Baker, the Sisters and south to the Chuckanuts, and decks off the primary bedroom and back door, you’ll find the perfect space for hosting get-togethers or savoring a quiet morning coffee. Conveniently located on a quiet street within walking distance to Ferndale elementary, middle, and high schools, and near parks, shopping, and commuter routes, this home is an exceptional value. Have a showing today and see all it has to offer!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
7/10
Vista Middle SchoolGrades 6-80.2 mi
5/10
Ferndale High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1997

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Cement Plank

Notable Dates

  • Major remodel year: 1997

Other

  • Builder name: Takisaki

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Gas,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Bath Off Primary,Central Vacuum,Ceiling Fan(s),Dining Room
  • Flooring: Ceramic Tile,Hardwood,Travertine,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Gas,Lower Level: 1,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Radiant,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,032
  • Total interior livable area: 2,032 sqft

Other

  • Level: Main

Property

Details

  • Parcel number: 3902193643620000
  • Zoning: 11
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Bath Off Primary,Built-In Vacuum,Ceiling Fan(s),Dining Room,Fireplace,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Partial Slope,Steep Slope
  • Residential vegetation: Fruit Trees,Garden Space

Lot

  • Lot size: 8,646 sqft
  • Features: Curbs,Open Lot,Sidewalk,Deck,Gas Available,High Speed Internet,Patio

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Ice Storm
Cold Wave
Winter Weather

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$123$1,476
Property Taxes $402$4,824
Electricity $149$1,793
Total$4,087$49,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,125/yr
40% on housing$122,610/yr
45% on housing$108,986/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$332This listing

vs Other Active Listings

Avg $/sqft

ZIP 98248$514
Whatcom County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 98248$325
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$697,000
2026-04-10Listed for sale$717,000
2011-04-12Sold$269,900
2011-04-11Price change$342,000
2011-03-19Price change$279,900
2011-02-13Price change$269,900
2011-01-30Price change$279,000
2010-12-14Price change$289,000
2010-12-02Price change$329,000
2010-11-16Price change$299,000
2010-10-15Listed for sale$320,000
2010-08-15Listing removed$342,000
2010-05-01Listed for sale$342,000
2004-09-16Sold$275,000

For Sale by Agent

AgentJared English
BrokerageCongress Realty

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