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1812 Elm St, Dakota City, NE, 68731

2beds
2baths
1,856sqft
$279,950
$151price/sqft
$2,101/moest. monthly cost
$84,040/yrincome needed

About This Home

Awesome 2 Bedroom ranch home! Located on a large lot! Eat-in kitchen with a convenient door leading to a spacious 3 Season room! Nicely finished basement with tons of storage! all appliances are included! 2 car garage with an additional workshop area attached!

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

8/10
4/10
1/10

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: Included
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 800
  • Finished area above ground: 1,056

Heating & Cooling

  • Heating features: Baseboard,Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,856
  • Total interior livable area: 1,856 sqft

Property

Details

  • Parcel number: 220013713

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Ice Storm
Strong Wind
Winter Weather
Cold Wave
Drought
Inland Flooding
Lightning

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance $266$3,192
Property Taxes $296$3,552
Electricity $124$1,493
Total$2,101$25,212

Income You'd Need if You Spent...

35% on housing$72,034/yr
40% on housing$63,030/yr
45% on housing$56,026/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 68731$168
Dakota County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 68731$133
Dakota County$216

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$299,950
2026-04-21Listed for sale$325,000

For Sale by Agent

AgentDeb Larson
BrokerageCardinal City Realty, Inc.

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