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5452 Northwest Drive, Bellingham, WA, 98226

5beds
5baths
3,667sqft
$1,275,000
$348price/sqft
$7,717/moest. monthly cost
$308,680/yrincome needed

About This Home

Wow! Incredibly priced Victorian home with quality craftsmanship, beautifully updated, and built to last. Featuring 5 bd rms, 4baths, and 3,667sqft of exceptional living space. Freshly painted throughout for a bright, clean feel. From the grand entry with rich hardwood floors to soaring ceilings, this home blends timeless charm with modern comfort. The chef-inspired kitchen shines with new appliances and quartz countertops. The luxurious primary suite is a peaceful retreat with a spa-like bath, jetted tub, walk-in closet, and a sleek glass enclosure. Upstairs, brand-new carpeting adds comfort throughout. Outside, lush gardens showcase rhododendrons and fruit trees. Relax in the in-ground heated pool and enjoy the serene koi pond. An attached two-car garage, plus an impressive 1,000-square-foot detached heated garage and shop for projects or a potential ADU. Ideally situated between Ferndale and Bellingham, this is an exceptional property with incredible value. A place to be proud to call home!

Getting Around

16
WalkingCar-Dependent
21
TransitMinimal Transit
28
BikeSomewhat Bikeable

Schools

5/10
6/10
Vista Middle SchoolGrades 6-83.3 mi
5/10
Ferndale High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1992

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 1992

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Stove(s)/Range(s),Tankless Water Heater,Dishwasher(s),Garbage Disposal,Microwave(s),Refrigerator(s),Water Heater: gas,Water Heater Location: 2 tankless

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 1

Bonus Room

  • Level: Second

Den Office

  • Level: Second

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Bath Off Primary,Dining Room,Pantry
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Ceramic Tile,Hardwood,Laminate,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Electric,Natural Gas
  • Cooling features: Forced Air

Interior Area

  • Total structure area: 3,667
  • Total interior livable area: 3,667 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 3902273652080000
  • Special condition: Standard
  • Other equipment: Wired for Generator

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Pool features: In Ground,In-Ground
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,French Doors,Jetted Tub,Pantry,Security System,Skylight(s),Sprinkler System,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater,Wired for Generator
  • Spa features: Bath
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Fruit Trees,Garden Space

Lot

  • Lot size: 0.99 Acres
  • Features: Dead End Street,Paved,Cable TV,Deck,Electric Car Charging,Fenced-Fully,Gas Available,High Speed Internet,Outbuildings,Patio,RV Parking,Shop,Sprinkler System
  • Lot size dimensions: 43,124 sqft

Parking

  • Total spaces: 4
  • Parking features: Driveway,Attached Garage,Detached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Volcanic Activity
    Volcanic ActivityModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Inland Flooding
Ice Storm
Volcanic Activity
Winter Weather

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,447$77,364
Home Insurance *$231$2,772
Property Taxes $789$9,468
Electricity $250$3,009
Total$7,717$92,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$264,582/yr
40% on housing$231,510/yr
45% on housing$205,786/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$348This listing

vs Other Active Listings

Avg $/sqft

ZIP 98226$315
Whatcom County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 98226$392
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$1,250,000
2026-07-20Listed for sale$1,275,000

For Sale by Agent

AgentFaith A. Ulate
BrokerageWindermere RE Whatcom, Inc.

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