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188 Willow Pond Drive, Hamlet, NC, 28345

3beds
2baths
1,120sqft
$159,900
$143price/sqft
$1,275/moest. monthly cost
$51,000/yrincome needed

About This Home

Escape to peaceful country living with this charming 3-bedroom, 2-bath manufactured home situated on 5 beautiful acres just outside the city limits. Offering the perfect blend of privacy and convenience, this property is ideal for those looking to enjoy a quieter lifestyle with room to spread out. Inside, you'll find a comfortable living room that flows into the kitchen, creating a welcoming space for everyday living and entertaining. Recent updates include a new HVAC system for year-round comfort and a durable metal roof for added peace of mind. Step outside to enjoy the expansive acreage featuring a pasture that's perfect for horses or other livestock, giving you endless opportunities for hobby farming or simply enjoying the open space. A carport provides covered parking and additional convenience.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Vinyl Siding,Steel Frame

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Pantry

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Property

Details

  • Parcel number: 738900296492
  • Zoning: residential
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Deck
  • Fencing: Partial
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 1000 - 1199

Lot

  • Lot size: 5 Acres
  • Lot size dimensions: 5 acres

Parking

  • Parking features: Unpaved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Hurricane
Heat Wave
Ice Storm
Lightning
Wildfire
Winter Weather

FEMA Declared Disasters in Richmond County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$130$1,560
Property Taxes $137$1,644
Electricity $200$2,405
Total$1,275$15,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,714/yr
40% on housing$38,250/yr
45% on housing$34,000/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 28345$98
Richmond County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 28345$110
Richmond County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$149,900
2026-07-27Listed for sale$159,900
2008-04-30Sold$16,000

For Sale by Agent

AgentCrystal Stewart Long
BrokerageCarolina Realty Co. Southeast LLC

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