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405 Richmond Rd, Rockingham, NC, 28379

4beds
2baths
1,824sqft
$99,000
$54price/sqft
$854/moest. monthly cost
$34,160/yrincome needed

About This Home

Quietly waiting for its next chapter, this home offers a chance to restore warmth and life. Time has left its mark, but with a little more love, care and vision, its character can shine again. A place ready to be loved, renewed, and gently brought back to its full potential.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
L J Bell ElementaryGrades PK-50.6 mi
8/10
Rockingham Junior HighGrades 6-80.4 mi
2/10
Richmond Senior High SchoolGrades 10-122.3 mi

Construction

Condition

  • Year built: 1935

Materials

  • Construction materials: Asbestos,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater
  • Laundry features: Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Built-in Features,Ceiling Fan(s)
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,824

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,824
  • Total interior livable area: 1,824 sqft

Property

Details

  • Parcel number: 747310361780
  • Zoning: R9
  • Special condition: Short Sale

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: Fenced

Lot

  • Lot size: 0.28 Acres
  • Features: Cleared

Parking

  • Total spaces: 2
  • Parking features: Carport,Driveway,Detached Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Hurricane
Heat Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Richmond County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $500$6,000
Home Insurance *$86$1,032
Property Taxes $68$816
Electricity $200$2,405
Total$854$10,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,280/yr
40% on housing$25,620/yr
45% on housing$22,773/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$54This listing

vs Other Active Listings

Avg $/sqft

ZIP 28379$129
Richmond County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 28379$110
Richmond County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Listed for sale$105,000
2025-04-07Listing removed$120,000
2025-02-24Pending sale$120,000
2025-02-21Price change$120,000
2025-01-27Price change$130,000
2025-01-13Price change$150,000
2024-11-20Listed for sale$160,000
2021-09-30Sold$100,000
2020-02-14Sold$50,000
2019-12-06Price change$57,000
2019-10-15Listed for sale$58,500
2019-08-08Listing removed$58,500
2019-07-01Listed for sale$58,500
2006-11-30Sold$91,500

For Sale by Agent

AgentJokeyna Brown
BrokerageeXp Realty

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