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301 W Harper Street, Snow Hill, NC, 28580

4beds
2baths
2,100sqft
$245,000
$117price/sqft
$1,829/moest. monthly cost
$73,160/yrincome needed

About This Home

Charming cottage-style home with major renovations already completed and priced to sell! The beautifully updated kitchen features new cabinetry, granite countertops, and modern finishes, while the upstairs primary bath has been remodeled with a walk-in shower, updated vanity, and new fixtures. A rare find in Eastern North Carolina, this home also offers a spacious basement--ideal for storage, a workshop, hobby space, home gym, or future flex area. It's an exceptional feature that adds versatility and value you don't often find in this market. Additional improvements include new windows, updated lighting, and new door hardware throughout. The heavy lifting has already been done, leaving the new owner the opportunity to personalize the final finishes. Remaining improvements include flooring, appliances, HVAC, completion of interior paint, and a new basement pump. Qualified buyers may be able to finance these updates with an FHA 203(k) renovation loan. Thoughtfully priced to allow room for your finishing touches, this home presents an outstanding opportunity for first-time buyers, investors, or anyone looking to build equity while creating a home that reflects their own style. Don't miss your chance to own this charming Snow Hill cottage with character, flexibility, and exceptional potential!

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

2/10
1/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1947

Materials

  • Foundation: Raised
  • Roof: Architectural Shingle
  • Construction materials: Aluminum Siding,Brick,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Basement

  • Basement: Exterior Entry,Unfinished

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-in Closet(s),Entrance Foyer,Kitchen Island,Ceiling Fan(s),Walk-in Shower,Basement,Walk-In Closet(s)
  • Window features: Thermal Windows
  • Flooring: Tile,Wood
  • Attic: Access Only

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,100
  • Total interior livable area: 2,100 sqft

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Master Bedroom

  • Level: Second

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0800131
  • Zoning: R10
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Open,Covered,Porch,Rear Porch,Side Porch
  • Exterior features: None
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 2000 - 2199

Lot

  • Lot size: 0.52 Acres
  • Features: Corner Lot
  • Lot size dimensions: 100' x 194' x 99' x 187;

Parking

  • Parking features: Circular Driveway,Concrete
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Tornado
Drought
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Greene County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$135$1,620
Property Taxes $256$3,072
Electricity $200$2,405
Total$1,829$21,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,708/yr
40% on housing$54,870/yr
45% on housing$48,773/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 28580$164
Greene County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 28580
Greene County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Listed for sale$245,000
2024-03-18Sold$137,000
2022-05-04Sold$112,000
2022-04-08Pending sale$112,000
2022-04-07Listed for sale$112,000

For Sale by Agent

AgentKari Paramore
BrokerageSouthern Easy Realty LLC

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