399 E Smith Road, Bellingham, WA, 98226
About This Home
Bring your vision and your tool belt. Situated on just over 4.6 acres, this property offers an opportunity to create value in a rural setting. The existing 2 bedroom, 1 bathroom home is ready for its next chapter and gives the next owner a chance to invest time, effort, and improvements into the property. The property is served by the Smith Road Water Association and includes an additional water share. An older well also remains on site and may offer additional value to the next owner. With room to spread out and possible ADU opportunities subject to county approval, there are a number of paths forward for buyers looking to unlock this property's potential. Enjoy a rural setting with mountain views while still being just minutes from Barkley Village, Bellis Fair, North Bellingham Golf Course, and the P66 soccer fields, offering a convenient location close to everyday amenities and recreation.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Fixer
- Year built: 1920
Materials
- Foundation: Poured Concrete
- Roof: Composition
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: 1 Story w/Bsmnt.
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dryer(s),Refrigerator(s),Washer(s),Water Heater Location: Basement
Basement
- Has basement: Yes
- Basement: Unfinished
Bathroom Full
- Level: Main
Bedroom
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Flooring: Vinyl,Carpet
- Number of fireplaces: 1
- Fireplace features: Wood Burning,Main Level: 1,Fireplace
- Fireplace: Yes
Heating & Cooling
- Heating features: Fireplace,Baseboard,Electric
- Cooling features: None
Interior Area
- Total structure area: 896
- Total interior livable area: 896 sqft
Kitchen Without Eating Space
- Level: Main
Living Room
- Level: Main
Property
Details
- Parcel number: 3903313695050000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Fireplace
- Has view: Yes
- View description: Mountain(s),Territorial
- Topography of land: Partial Slope,Rolling
- Residential vegetation: Garden Space
Lot
- Lot size: 4.61 Acres
- Features: Value In Land,Outbuildings
Parking
- Parking features: Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Avalanche
- Ice Storm
- Cold Wave
- Earthquake
- Landslide
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Whatcom County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,224 | $26,688 |
| Home Insurance * | $79 | $948 |
| Property Taxes | $323 | $3,876 |
| Electricity | $149 | $1,793 |
| Total | $2,775 | $33,300 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Price change | $440,000 |
| 2026-07-01 | Listed for sale | $465,000 |
| 2026-06-06 | Pending sale | $465,000 |
| 2026-06-04 | Listed for sale | $465,000 |
| 2023-10-16 | Listing removed | -- |
| 2023-10-10 | Listed for rent | $1,795 |
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