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5898 Mt Baker Highway, Deming, WA, 98244

2beds
1baths
960sqft
$599,000
$624price/sqft
$3,666/moest. monthly cost
$146,640/yrincome needed

About This Home

Here's a 7.4 acre site with a 960 sq ft fixer home and owner terms on the way to Mount Baker! There's a privacy fence along the road and a big, level place to build your dream home and maybe use the existing home as an ADU? Live in it while you build? This was an approved I-502 site not long ago and some handy infrastructure remains, like another completely fenced area with a big hoop house frame and plenty of rich soil in the ground for one massive truck garden...and lots of well drained parking. Owner contract would require a $120k down payment and a 5 year term at 6% interest amortized over 30 years.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
3/10
5/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1915

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dryer(s),Refrigerator(s),Washer(s),Water Heater: Electric

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Bonus Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Laminate,Carpet

Heating & Cooling

  • Heating features: None,Electric,Propane
  • Cooling features: None

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 39050282240000
  • Zoning: R10
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Dbl Pane/Storm Window,Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level,Partial Slope,Sloped
  • Residential vegetation: Brush,Fruit Trees,Garden Space,Wooded

Lot

  • Lot size: 7.39 Acres
  • Features: Paved,Fenced-Partially,Gated Entry,Green House,Outbuildings,Propane,Shop

Parking

  • Total spaces: 50
  • Parking features: Driveway,Off Street
  • Uncovered spaces: 50

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Avalanche
Inland Flooding
Ice Storm
Winter Weather
Earthquake
Landslide
Volcanic Activity

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$113$1,356
Property Taxes $376$4,512
Electricity $149$1,793
Total$3,666$43,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,691/yr
40% on housing$109,980/yr
45% on housing$97,760/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$624This listing

vs Other Active Listings

Avg $/sqft

ZIP 98244$166
Whatcom County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 98244$481
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$599,000
2019-07-10Sold$500,000
2014-12-01Sold$135,000
2014-10-29Pending sale$150,000
2014-07-03Listed for sale$150,000
2006-04-03Sold$163,000

For Sale by Agent

AgentRob C. Merhaut
BrokerageRE/MAX Whatcom County, Inc.

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