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404 Ore Mines Rd, Owingsville, KY, 40360

3beds
1baths
1,120sqft
$150,000
$134price/sqft
$1,184/moest. monthly cost
$47,360/yrincome needed

About This Home

If you've been searching for a place where you can park your rig, work on your equipment, and still come home to something updated and comfortable--this is it. This 3-bedroom, 1-bath home sits on a flat 0.7-acre lot with peaceful country views and quick access to I-64 just minutes away, making it an ideal spot for anyone traveling for work or needing to stay connected while enjoying a more rural setting. Inside, you'll find a fresh, modern feel with updated flooring, cabinetry, countertops, and a completely refreshed bath featuring a new tub and shower. Major improvements have already been taken care of, including updated plumbing and electrical, along with new drywall, trim, and doors--creating a clean, move-in-ready interior that feels far beyond its years. Step outside and enjoy new front and back decks, perfect for relaxing at the end of the day. The lot is level and usable, with recently added curtain drains at both the front and back to help manage water and protect the property. The real standout here is the massive 800 sq ft block garage (20' x 40') with 16' ceilings, complete with a tall 16' roll-up door--ideal for larger vehicles, trailers, or anyone needing serious workspace. Fresh gravel on the driveway makes access easy, and the location keeps you close to Owingsville while still giving you that open, rural feel. This is a property built for someone who needs function, space, and a home that's already had the heavy lifting done.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
6/10
6/10
Bath County High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen
  • Finished area below ground: 0
  • Finished area above ground: 1,120

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0630000005.04

Features

  • Levels: One
  • Has view: Yes
  • View description: Rural,Farm

Lot

  • Lot size: 0.70 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Strong Wind
Winter Weather
Hail
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$116$1,392
Property Taxes $156$1,872
Electricity $154$1,850
Total$1,184$14,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,594/yr
40% on housing$35,520/yr
45% on housing$31,573/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 40360$143
Bath County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 40360$134
Bath County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$164,500
2026-04-17Listed for sale$180,000
2025-08-06Listing removed$110,000
2025-02-07Listed for sale$110,000
2025-02-01Listing removed$110,000
2024-09-06Listed for sale$110,000
2021-04-19Listing removed--
2020-12-03Listed for sale$79,999

For Sale by Agent

AgentRebakah R Goodpaster
BrokerageKeller Williams Legacy Group

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