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415 Billy London Rd, Center, KY, 42214

6beds
3baths
3,151sqft
$474,200
$150price/sqft
$3,160/moest. monthly cost
$126,400/yrincome needed

About This Home

Step into your dream home on a sprawling Kentucky farm. This grand, white estate stands proudly on acres of lush, green pasture. With over 3,000 square feet, this elegant home offers traditional ceilings, windows, and classic Amish architecture. Imagine peaceful mornings on the porch, and endless possibilities with barnes and open land. Your Kentucky dream awaits! Home has 1 bonus room upstairs. Detached garage has 1 living room, 1 kitchen, 1 bathroom, home has an orchard, Stove is propane. Heat is electric.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

5/10
4/10
4/10
Metcalfe County High SchoolGrades 9-1213.2 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 2012

Materials

  • Foundation: Block
  • Roof: Dimensional,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bathroom

  • Features: Tub/Shower Combo

Bedroom2

  • Level: Main

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Bookshelves,Ceiling Fan(s),Walls (Dry Wall),Kitchen/Dining Combo,Living/Dining Combo
  • Window features: Thermo Pane Windows
  • Flooring: Laminate
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Central Electric

Interior Area

  • Total structure area: 3,151
  • Total interior livable area: 3,151 sqft

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0

Features

  • Levels: Two
  • Exterior features: Lighting,Mature Trees,Trees
  • Fencing: Back Yard,Rail
  • Waterbody name: None
  • Topography of land: Rolling

Lot

  • Lot size: 10.38 Acres
  • Features: Rural Property,Trees,Dead End,Out of City Limits

Parking

  • Parking features: Attached
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,397$28,764
Home Insurance *$275$3,300
Property Taxes $240$2,880
Electricity $248$2,986
Total$3,160$37,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,342/yr
40% on housing$94,800/yr
45% on housing$84,266/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 42214$181
Metcalfe County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 42214$113
Metcalfe County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Listed for sale$474,200
2023-07-26Listing removed$190,000
2023-03-03Price change$190,000
2023-01-27Listed for sale$129,900
2021-12-18Listing removed--
2021-08-31Listed for sale$150,000
2021-08-24Pending sale$150,000
2021-08-05Price change$150,000
2021-06-17Listed for sale$180,000
2018-04-22Sold$80,000
2018-04-07Pending sale$99,500
2018-04-07Listed for sale$99,500
2013-11-27Sold$65,000

For Sale by Agent

AgentRyan F Shanahan
BrokerageColdwell Banker Legacy Group

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