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269 Cherokee Trl, Summer Shade, KY, 42166

8beds
5baths
0sqft
$1,600,000
--price/sqft
$11,666/moest. monthly cost
$466,640/yrincome needed

About This Home

SUMMARY: This one-of-a-kind property offers almost unlimited possibilities. With a large, newly built and furnished house on the hilltop offering breathtaking views, and a completely renovated farmhouse adjacent to a year-round large creek, you can use this property for your own private retreat with guesthouse, or a multi-family estate, or a company retreat, or a combination of hunting and fishing and farming, all in a very natural, remote Kentucky environment - peace, quiet, refuge, nature, hunting, fishing, hiking, ATV recreation, animals, farming, and equine care. Come live your dream in the country on 124 special Kentucky acres just outside the small, peaceful community of Summer Shade. A new 3,000 sq ft house has been built on the hilltop with breathtaking views. It features 5 bedrooms and 3 bathrooms on two floors and a two-car garage. The farmhouse situated in the valley below, next to Nobob Creek, features 3 bedrooms and 2 bathrooms and has been completely remodeled and updated. A new barn and lambing building have been built, in addition to the existing horse barn. Three water wells provide ample water for domestic and farming purposes. The 124 acres offer great variety in woods, trails, terrain, creeks, stocked ponds, cropland, recreation, and pasture. More pictures available upon request. NEW HOUSE: An exterior wrap-around sitting porch invites to relish the views, wildlife, and peace of this remote piece of Kentucky heaven. The main floor features an open floor plan, cathedral ceiling, propane fireplace, a master bedroom, walk-in closet, a master bathroom, and a full guest bathroom and guest bedroom. Upstairs provides a large storage space. The downstairs part of the house includes a general-purpose recreation room, a full bathroom, three bedrooms, and more storage. There are storage closets throughout the house. Measuring both floors results in just under 3,000 sq ft. This house is available furnished, as is. An installed Generac generator provides whole-house emergency power in event of a power outage. DETACHED GARAGE: A two-car detached garage is adjacent to the house. FARMHOUSE: This beautifully renovated house has been completely renewed and updated with quality materials, including a new HVAC system. It features full front and rear sitting porches with views and sounds of Nobob Creek and the pasture and growing crops. On the main floor there is a full guest bathroom and also a master bedroom, walk-in closet, and full master bathroom, front room, dining room, kitchen, and laundry room. Upstairs offers two bedrooms and a sitting loft area. BARN 1: This older horse barn features six horse stalls, storage, and a shed area and measures 30'x50' enclosed and 12'x50' attached shed. BARN 2: A newly constructed, large equipment barn measures 44'x62' with a covered shed at the rear. A water well and grain silo are nearby. BARN 3 - Lambing barn: This newly constructed barn with nearby grain silo offered sheep care. LAND: The 124 acres have a great variety of uses, including about 30 acres of cropland, fenced pasture lands, mature hardwoods, three stocked fishing ponds, three producing water wells, a fertile valley and hardwood highlands, ATV and horse trails. LOCATION: The location of this property is at the end of Cherokee Trail (a county maintained roadway), which branches off of Nobob Road, and is less than two miles from the small community of Summer Shade, Kentucky, where a gas station, a diner, a post office and bank branch are available. Kentucky Highway 90 runs through Summer Shade and provides east-west connections to Glasgow, Burkesville, Albany, and Lake Cumberland, Dale Hollow, the Cumberland River. UTILITIES: The internet is fiber optic from SCRTC. Power is from Tri-County. Water is from three water wells. RESTRICTIONS: There is no building department, and there is no zoning in this county. LISTING AGENT: Please call John F. Charles for a tour.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
4/10

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Finished area above ground: 5,000

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 5,000

Property

Details

  • Parcel number: 018000001000
  • Lease amount: 0

Features

  • Has view: Yes
  • View description: Scenic

Lot

  • Lot size: 124 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,090$97,080
Home Insurance *$1,658$19,896
Property Taxes $1,524$18,288
Electricity $394$4,738
Total$11,666$139,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$399,977/yr
40% on housing$349,980/yr
45% on housing$311,093/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 42166$330
Metcalfe County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 42166$152
Metcalfe County$105

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-30Listed for sale$1,600,000
2021-01-07Listing removed--
2020-11-16Pending sale$495,000
2020-10-05Price change$495,000
2020-07-20Listed for sale$525,000
2007-04-09Sold$345,000
2005-07-21Sold$45,000

For Sale by Agent

AgentJohn F Charles
BrokerageUnited Country Metcalfe Rlty & Auct Co Inc

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