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4817 Cedar Lane, Blaine, WA, 98230

2beds
1baths
800sqft
$470,000
$588price/sqft
$2,619/moest. monthly cost
$104,760/yrincome needed

About This Home

Experience the ultimate coastal lifestyle in this highly desirable Birch Bay cabin, perfectly situated on peaceful Cedar Lane and just minutes from the sandy beach. Whether you are seeking a full-time residence or a lucrative recreational getaway, this charming property delivers. The main home boasts an updated kitchen and an inviting layout featuring 2 bedrooms plus a versatile upstairs loft—perfect for a cozy reading nook, storage or extra sleeping space! The unique main bedroom includes its own separate entrance, offering excellent privacy for visitors or potential rental opportunities. With 1.75 baths and large attic storage space, functionality meets comfort seamlessly. Outside, the property transforms into a private oasis. A spa-like backyard atmosphere features a relaxing patio surrounded by beautiful, mature garden elements, creating an incredible backdrop for outdoor hosting and summer barbecues. After a day on the water, rinse off in the custom outdoor shower. Parking is a massive bonus here: Extensive driveway space to easily park up to 4 vehicles, a boat, or a full-sized RV with a 1 car carport! Located just a short stroll from local beachfront cafes, vibrant restaurants, and all of Birch Bay’s top attractions. Come take a walk down Cedar Lane—your dream beach retreat awaits!

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

--
Blaine Primary SchoolGrades PK-24.7 mi
7/10
Blaine Middle SchoolGrades 6-84.9 mi
6/10
Blaine High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 1935

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Products

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Bathroom

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Wall Furnace,Electric,Propane
  • Cooling features: None

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Property

Details

  • Parcel number: 4001301110530000
  • Special condition: Standard
  • Other equipment: Leased Equipment: Propane Tank

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Fireplace,Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 3,484 sqft
  • Features: Dead End Street,Fenced-Partially,Outdoor Fireplace,Patio,Propane

Parking

  • Total spaces: 5
  • Parking features: Attached Carport
  • Covered spaces: 1
  • Uncovered spaces: 4
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Ice Storm
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$94$1,128
Property Taxes $0$0
Electricity $149$1,793
Total$2,619$31,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,794/yr
40% on housing$78,570/yr
45% on housing$69,840/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$588This listing

vs Other Active Listings

Avg $/sqft

ZIP 98230$266
Whatcom County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 98230$323
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$470,000
2019-10-05Listing removed$374,800
2019-08-25Listed for sale$374,800
1996-06-14Sold$55,000

For Sale by Agent

AgentCeCelia Breivik
BrokerageEpique Realty

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