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1804 Orchard Rdg, Saint Peter, MN, 56082

5beds
4baths
4,105sqft
$499,900
$122price/sqft
$3,712/moest. monthly cost
$148,480/yrincome needed

About This Home

Welcome to 1804 Orchard Ridge, an impeccably crafted residence situated on a quiet cul-de-sac with convenient access to Highway 169 and Rivers Edge Hospital. This expansive home offers over 4,000 square feet of sophisticated living space, highlighted by a striking great room with vaulted ceilings and a floor-to-ceiling stone fireplace. You can admire this and the formal dining space upon entering. The well laid out kitchen flows seamlessly into an informal family room and a private deck overlooking a serene wooded tree line, while the main level also features a dedicated office, bedroom, full bath and a luxurious primary suite. With a versatile upper level, that has 2 additional bedrooms, 3/4 bath. Admire the expansive walk-out lower level—complete with a home gym area, spacious living space with built-in storage—this property provides endless possibilities for entertainment and utility. Don't miss the additional bedroom, full bath and large storage area also. This home is complemented by a three-stall heated garage and a professionally landscaped yard with boulder retaining walls, this home perfectly balances high-end quality with functional, modern design. Set up your showing today & make sure to view this home that will check all your boxes.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

8/10
North Elementary SchoolGrades 2-40.9 mi
6/10
St. Peter Middle SchoolGrades 5-81.4 mi
8/10

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 2016

Materials

  • Roof: Asphalt
  • Construction materials: Frame/Wood,Cement Board,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Furnace Humidifier,Gas Water Heater,Water Softener Owned
  • Laundry features: Washer/Dryer Hookups,Main Level

Basement

  • Has basement: Yes
  • Basement: Egress Windows,Finished,Sump Pump,Walk-Out Access,Concrete,Full,Walk-out

Bedroom

  • Level: Main
  • Area: 137.5

Bedroom1

  • Level: Main
  • Area: 195

Bedroom2

  • Level: Lower
  • Area: 224

Bedroom3

  • Level: Upper
  • Area: 216

Bedroom4

  • Level: Upper
  • Area: 140

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 2

Dining Room

  • Features: Formal Dining Room,Informal Dining Room,Open Floorplan
  • Level: Main
  • Area: 126

Family Room

  • Level: Main
  • Area: 165

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s),Bath Description: Full Basement,Main Floor 3/4 Bath,Private Primary,Separate Tub & Shower,Upper Level Bath,Whirlpool,Main Floor Bedrooms
  • Window features: Double Pane Windows,Window Coverings
  • Flooring: Tile
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 1,534
  • Finished area above ground: 3,935

Heating & Cooling

  • Heating features: Fireplace(s),Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,469
  • Total interior livable area: 4,105 sqft

Kitchen

  • Level: Main
  • Area: 132

Property

Details

  • Parcel number: 198610130
  • Other equipment: Air to Air Exchange,Sump Pump
  • Foundation area: 1704

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Fencing: Partial

Lot

  • Lot size: 0.44 Acres
  • Features: Cul-De-Sac,Landscaped,Tree Coverage - Medium,Paved,Telephone
  • Lot size dimensions: 42 x 195 x 112 x 207

Parking

  • Total spaces: 3
  • Parking features: Concrete,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather
Drought
Heat Wave
Ice Storm

FEMA Declared Disasters in Nicollet County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$201$2,412
Property Taxes $638$7,656
Electricity $346$4,154
Total$3,712$44,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,268/yr
40% on housing$111,360/yr
45% on housing$98,986/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 56082$148
Nicollet County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56082
Nicollet County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$569,000
2016-10-31Sold$358,000
2007-07-18Sold$395,000

For Sale by Agent

AgentKellie Krumwiede
BrokerageConnect Real Estate Group

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