809 Spruce Pl, Saint Peter, MN, 56082
About This Home
Stunning 4-Bedroom, 3-Bath Rambler in Desirable St. Peter Neighborhood! Welcome home to 809 Spruce Place, a beautifully maintained 4-bedroom, 3-bathroom property offering the perfect blend of main-level convenience and spacious living. Nestled in a quiet neighborhood with incredible curb appeal, this home welcomes you with a classic covered front porch—perfect for your morning coffee. Step inside to an inviting open-concept layout featuring gorgeous rich hardwood floors, crisp crown molding, and abundant natural light. The seamlessly connected living and formal dining areas flow effortlessly into a chef’s kitchen. You’ll love the premium granite countertops, sleek stainless steel appliances, mosaic tile backsplash, and functional breakfast bar peninsula. The main floor boasts a peaceful primary suite complete with a private full bath. The fully finished lower level is an entertainer's dream, showcasing a spacious family room anchored by a cozy brick-surround gas fireplace, custom built-ins, and modern detailing. Outdoor Living & Extras: Expansive, fully fenced backyard with mature trees, offering a private oasis to rest, relax, and reset. Attached 2-stall garage with a wide concrete driveway. Prime St. Peter location close to parks, schools, and local amenities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Previously Owned
- Year built: 2019
Materials
- Construction materials: Block,Frame/Wood,Cement Board
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler (L)
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Block,Full
Bedroom
- Level: Main
- Area: 289
Bedroom1
- Level: Main
- Area: 140
Bedroom2
- Level: Lower
- Area: 168
Bedroom3
- Level: Lower
- Area: 168
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 3
- Main level bedrooms: 4
Dining Room
- Level: Main
- Area: 252
Family Room
- Level: Lower
- Area: 252
Features
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 1,440
- Finished area above ground: 1,720
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total structure area: 3,160
- Total interior livable area: 3,440 sqft
Kitchen
- Level: Main
- Area: 252
Living Room
- Level: Main
- Area: 252
Property
Details
- Parcel number: 197080010
- Other equipment: Air to Air Exchange
- Foundation area: 1720
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 0.29 Acres
- Lot size dimensions: 100 x 132 x 78 x 150
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Winter Weather
- Hail
- Inland Flooding
- Tornado
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Nicollet County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,705 | $32,460 |
| Home Insurance * | $201 | $2,412 |
| Property Taxes | $778 | $9,336 |
| Electricity | $290 | $3,481 |
| Total | $3,974 | $47,688 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-19 | Price change | $535,000 |
| 2026-07-13 | Listed for sale | $549,900 |
| 2019-10-04 | Sold | $400,000 |
| 2017-06-15 | Sold | $40,000 |
For Sale by Agent
View on Zillow