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609 W 4th St, Eldon, MO, 65026

2beds
2baths
1,010sqft
$224,900
$223price/sqft
$1,595/moest. monthly cost
$63,800/yrincome needed

About This Home

WOW! Don't miss this beautifully maintained, move-in ready home offering 2 bedrooms, 1.5 bathrooms, and approximately 1,010 square feet of comfortable one-level living. The spacious kitchen features abundant cabinetry and opens to the dining area, creating a functional layout for everyday living and entertaining. A large laundry room provides additional storage and convenience. Situated on a gorgeous park-like 2 lots, the outdoor space is just as impressive with a covered front porch, back deck, gazebo, and a 40' x 23' shop with concrete floor and a wood stove—perfect for hobbies, storage, or a workshop. Located in a growing community known for excellent employment opportunities and a highly regarded school district. This property combines small-town charm with modern convenience. Schedule your private showing today!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

--
South Elementary SchoolGrades PK-20.8 mi
5/10
Eldon Middle SchoolGrades 6-81.2 mi
9/10
Eldon High SchoolGrades 9-120.4 mi

Construction

Materials

  • Foundation: Crawlspace
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Stove

Basement

  • Basement: Crawl Space

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Flooring: Luxury Vinyl Plank
  • Fireplace features: None

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,010
  • Total interior livable area: 1,010 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 038033003026004000
  • Zoning description: Residential
  • Exclusions: Personal Items

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Blacktop Driveway,Deck

Lot

  • Features: City Lot,Level
  • Lot size dimensions: 180-170 IRR

Parking

  • Total spaces: 4
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Tornado
Winter Weather
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$214$2,568
Property Taxes $103$1,236
Electricity $141$1,693
Total$1,595$19,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,685/yr
40% on housing$47,850/yr
45% on housing$42,533/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 65026$260
Miller County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 65026
Miller County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Contingent$224,900
2026-07-11Listed for sale$224,900
2017-03-31Sold--

For Sale by Agent

AgentVICTORIA DEVINE, LLC
BrokerageDunn and Associates LLC

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