304 N Spruce St, Eldon, MO, 65026
About This Home
Welcome to 304 N Spruce Street in Eldon, MO! This charming 3-bedroom, 2-bath ranch offers the perfect combination of comfort, affordability, and move-in-ready convenience. Situated on a quiet corner lot in a desirable neighborhood, this well-maintained home features beautiful hardwood floors, knotty pine accents, and an updated kitchen and bathroom that add warmth and character throughout. The spacious living areas create an inviting atmosphere, while the full walkup basement provides excellent storage, second bathroom & Laundty area. Outside, you'll appreciate the level yard, relaxing patio, and built-in one-car carport with additional storage. Whether you're a first-time homebuyer, looking to downsize, or searching for a solid investment property, this home checks all the boxes. Conveniently located in a growing community with excellent employment opportunities and a highly regarded school district, you'll enjoy small-town living with everyday conveniences just minutes away. Don't miss your opportunity to own this adorable, well-cared-for home—schedule your private showing today!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Basement
- Construction materials: Cedar
Type & Style
- Home type: SingleFamily
- Architectural style: One Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator,Stove
- Laundry features: Washer Hookup,Dryer Hookup
Basement
- Has basement: Yes
- Basement: Full
Bathroom
- Level: Main
Bathroom
- Level: Lower
Bedroom
- Level: Main
Bedroom
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: Main
Features
- Unfurnished
- Flooring: Hardwood
- Fireplace features: None
Heating & Cooling
- Heating features: Forced Air,Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,032
- Total interior livable area: 1,032 sqft
Kitchen
- Level: Main
Laundry
- Level: Lower
Living Room
- Level: Main
Property
Details
- Parcel number: 038033004010005000
- Zoning description: Residential
Features
- Levels: One
- Stories: 1
- Patio & porch: Porch
- Exterior features: Concrete Driveway,Porch
Lot
- Lot size: 6,500 sqft
- Features: City Lot,Level
- Lot size dimensions: 100 x 65
Parking
- Parking features: Built In,Carport
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Ice Storm
- Tornado
- Winter Weather
- Cold Wave
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,111 | $13,332 |
| Home Insurance * | $209 | $2,508 |
| Property Taxes | $100 | $1,200 |
| Electricity | $141 | $1,693 |
| Total | $1,561 | $18,732 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Listed for sale | $219,900 |
| 2008-03-24 | Sold | -- |
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