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145 Indian Pointe, Osage Beach, MO, 65065

2beds
2baths
950sqft
$219,000
$231price/sqft
$1,601/moest. monthly cost
$64,040/yrincome needed

About This Home

PRICE JUST GOT AMAZINGLY BETTER!!!! Wonderful Lake Views from your Deck over the lakeside, comes Turn Key- Continue short term Rentals or use as your personal Retreat!! 3- Outdoor Pools, Tennis courts, Playground and Clubhouse. Assigned parking so you always have a place to park at the unit. 2- Bedroom, 2 Bathrooms, Top Floor unit is ready for New Owners. Welcome Home! Offers welcomed!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

9/10
Osage Middle SchoolGrades 6-82.4 mi
7/10
Osage High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1985

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Washer/Dryer Stacked,Dishwasher,Disposal,Range,Refrigerator,Stove
  • Laundry features: Stacked

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Furnished,Fireplace,Walk-In Closet(s),Window Treatments
  • Window features: Window Treatments
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 950
  • Total interior livable area: 950 sqft

Property

Details

  • Parcel number: 129032003006015016
  • Exclusions: personal

Features

  • Levels: One
  • Pool features: Community
  • Exterior features: Tennis Court(s)
  • Has view: Yes
  • View description: Channel
  • Has water view: Yes
  • Water view: Channel
  • On waterfront: Yes
  • Waterfront features: Cove,Lake Front

Lot

  • Features: Lake Front

Parking

  • Parking features: Assigned,No Garage,No Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Earthquake
Hail

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,107$13,284
Home Insurance *$253$3,036
Property Taxes $100$1,200
Electricity $141$1,693
Total$1,601$19,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,891/yr
40% on housing$48,030/yr
45% on housing$42,693/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 65065$370
Miller County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 65065
Miller County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$219,000
2026-05-28Listed for sale$229,000
2021-11-12Sold--
2021-10-13Pending sale$210,000
2021-09-24Price change$210,000
2021-09-21Listed for sale$220,000
2020-07-10Sold--

For Sale by Agent

AgentSANDY MCKNIGHT
BrokerageRE/MAX Lake of the Ozarks

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