46 Black Rd, Kaiser, MO, 65047
About This Home
Welcome to this incredible home nestled on 6 gentle acres in the highly sought-after Lake of the Ozarks State Park, offering the perfect blend of comfort, privacy, and functionality. This 4-bedroom, 3.5-bath home features over 5,000 sq. ft. of thoughtfully designed living space. The vaulted living room is filled with natural light and complemented by two wood-burning fireplaces, while the spacious kitchen offers a walk-in pantry and seamless flow for everyday living. The oversized primary suite features dual walk-in closets, a jetted tub, walk-in shower, and direct laundry room access. Upstairs, Jack-and-Jill bathrooms add convenience, while the expansive lower level with soaring ceilings provides endless possibilities. Outside, enjoy the wraparound porch with a screened-in section perfect for watching deer and wildlife. A 3-car attached garage, 30'x50' detached shop, and abundant storage provide room for vehicles, hobbies, and lake toys. Just 12 minutes from Osage Beach with blacktop roads, no HOA, and unmatched privacy, this property truly has it all! Call today to make it yours!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 2003
Materials
- Foundation: Basement,Poured
- Construction materials: Stone,Vinyl Siding
Notable Dates
- Major remodel year: 2025
Type & Style
- Home type: SingleFamily
- Architectural style: One Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Double Oven,Cooktop,Dishwasher,Disposal,Microwave,Range,Refrigerator,Water Softener Owned,Stove
Basement
- Has basement: Yes
- Basement: Partially Finished,Unfinished,Walk-Out Access,Full,Partial
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Attic,Built-in Features,Ceiling Fan(s),Custom Cabinets,Fireplace,Jetted Tub,Pantry,Cable TV,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower,Window Treatments,Central Vacuum
- Window features: Window Treatments
- Flooring: Hardwood,Tile
- Number of fireplaces: 2
- Fireplace features: Two,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,Forced Air,Fireplace(s),Wood
- Cooling features: Central Air
Interior Area
- Total structure area: 5,714
- Total interior livable area: 5,000 sqft
Property
Accessibility
- Accessibility features: Low Threshold Shower
Details
- Parcel number: 144017000000008003
- Zoning description: Residential
- Exclusions: Personal Items,Furniture,Decor,Electronics,Washer/Dryer
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Deck,Open,Patio,Porch,Screened
- Exterior features: Concrete Driveway,Covered Patio,Deck,Enclosed Porch,Porch,Storage,Workshop
- Has view: Yes
- View description: Seasonal View
Lot
- Lot size: 6.30 Acres
- Features: Acreage,Outside City Limits,Open Lot,Wooded
- Lot size dimensions: Irregular
Parking
- Total spaces: 5
- Parking features: Attached,Drain,Detached,Electricity,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 5
- Covered spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Tornado
- Winter Weather
- Cold Wave
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Earthquake
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,298 | $51,576 |
| Home Insurance * | $892 | $10,704 |
| Property Taxes | $389 | $4,668 |
| Electricity | $381 | $4,581 |
| Total | $5,960 | $71,520 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-17 | Listed for sale | $850,000 |
View on Zillow