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251 S Archer Avenue, Hartville, MO, 65667

2beds
1baths
912sqft
$89,000
$98price/sqft
$714/moest. monthly cost
$28,560/yrincome needed

About This Home

Home for Sale in Hartville, MO. Check out this home on a corner lot that offers 2 bedrooms (could be 3 with bonus room) on .79 ac. Home with newer roof is currently a rental and would be a great investment. Outside there is a detached garage, and a second tiny home, currently used for storage. Huge yard for a garden or kids to play with enough land to expand if you like. Located close to area amenities. If you are looking for an investment, or affordable home with storage and LOW TAXES of $236 this is it. Only 10 minutes from Hwy 60. Call today to get an appointment to view this home!!!

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

9/10
9/10
Hartville High SchoolGrades 7-120.2 mi

Construction

Condition

  • Year built: 1961

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 912

Heating & Cooling

  • Heating features: Wall Furnace,Propane
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 912
  • Total interior livable area: 912 sqft

Property

Details

  • Parcel number: 183.1063008013.00

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.79 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Heat Wave
Lightning
Tornado
Winter Weather
Drought
Earthquake

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $450$5,400
Home Insurance *$98$1,176
Property Taxes $25$300
Electricity $141$1,693
Total$714$8,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,480/yr
40% on housing$21,420/yr
45% on housing$19,040/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 65667$340
Wright County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 65667
Wright County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$108,000

For Sale by Agent

AgentJulie A. Thompson
BrokerageRE/MAX Farm and Home

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