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85 Jack Pine Loop, Newland, NC, 28657

1beds
1baths
384sqft
$124,000
$323price/sqft
$891/moest. monthly cost
$35,640/yrincome needed

About This Home

Don't miss this affordable cozy 1 bedroom, 1 bath park model home with a metal roof and covered porch. Fully furnished with cabin style decor, ready for its new owner. This mountain haven features a spacious covered patio for rainy days and relaxing in nature. There is plenty of storage space inside and out. Benefit from the seller's upgrades, including a new couch, bed, refrigerator and microwave. Also comes with a stackable washer/dryer and freezer for added convenience. Inviting fire pit area for cool evenings and ample parking spaces. Bring your toothbrush and start enjoying everything Linville Land Harbor has to offer at a price point that's hard to beat. The amenities include seasonal heated pool, sandy beach with swimming area, dedicated pickleball courts, 18 hole golf course, Har Tru clay like tennis courts, walking trails, dog parks, card games, walking groups, game room, stocked fishing, playground, 24 hour security, cable, wi-fi, garbage pick-up and more. Step into your mountain retreat with this home today.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

9/10
Crossnore ElementaryGrades PK-52.4 mi
2/10
Avery MiddleGrades 6-81.9 mi
4/10
Avery County High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Metal
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Microwave Hood Fan,Microwave,Refrigerator,Washer,Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Furnished
  • Fireplace features: Free Standing
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 384

Heating & Cooling

  • Heating features: Electric,Hot Water,Space Heater
  • Cooling features: None

Interior Area

  • Total structure area: 384
  • Total interior livable area: 384 sqft

Property

Details

  • Parcel number: 18440758078700000

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Exterior features: Fire Pit,Storage,Gravel Driveway

Lot

  • Lot size: 5,662 sqft

Parking

  • Parking features: Driveway,Gravel,Private
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Ice Storm
Landslide
Strong Wind
Tornado
Hail
Winter Weather

FEMA Declared Disasters in Avery County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $627$7,524
Home Insurance *$24$288
Property Taxes $40$480
Electricity $200$2,405
Total$891$10,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,548/yr
40% on housing$26,730/yr
45% on housing$23,760/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$323This listing

vs Other Active Listings

Avg $/sqft

ZIP 28657$162
Avery County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 28657
Avery County$290

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$135,000
2025-07-17Listing removed$144,900
2025-07-02Price change$144,900
2025-06-17Price change$149,000
2025-06-08Listed for sale$154,900
2023-08-17Sold$113,750
2023-08-11Contingent$124,900
2023-06-28Listed for sale$124,900
2023-06-19Contingent$124,900
2023-03-29Listed for sale$124,900
2023-02-25Listing removed--
2023-01-12Listed for sale$139,919
2022-12-02Listing removed$135,900
2022-10-07Price change$135,900
2022-09-26Price change$149,900
2022-09-19Listed for sale$154,900
2022-09-01Contingent$154,900
2022-08-10Price change$154,900
2022-07-25Price change$174,900
2022-07-03Listed for sale$199,000
2021-11-10Sold$105,000
2021-10-25Contingent$119,000
2021-10-16Listed for sale$119,000
2021-10-11Listing removed--
2021-08-04Price change$124,900
2021-07-17Listed for sale$139,900
2007-07-16Sold$42,000

For Sale by Agent

AgentShelley Pierce
BrokerageMountain Run Properties

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