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203 Black Pine Road, Newland, NC, 28657

1beds
1baths
522sqft
$179,500
$344price/sqft
$1,201/moest. monthly cost
$48,040/yrincome needed

About This Home

Undoubtedly, this is one of the best bargains in the North Carolina mountains. 203 Black Pine offers the opportunity to own a seasonal park model home with a quality stick-built addition. This quaint property features knotty pine wood floors throughout the main living area and tile in the bathroom. The home is being sold fully furnished, including all beautiful décor, making it truly move-in ready. The exterior is partially clad in attractive bark siding enhancing its mountain charm. The property is situated on a beautifully landscaped double lot filled with native plants, trees and wildflowers surrounding plenty of parking. An extra building has studio potential for artists, writers, photographers and gardeners, making this the perfect mountain getaway. The Linville Land Harbor community has a beautiful 18-hole golf course, eight pickleball courts, seven tennis courts, hiking trails, a picturesque lake and a heated pool. Enjoy cool nights, fresh air and Friday-night music at the Patio Grill. Located in a quiet neighborhood, this cute cabin has a spacious deck with a gas grill and outdoor furniture. A golf cart garage is equipped with an EZ-GO golf cart and charger. Where else can you pay $326 a month (effective 2026) and get *water and sewer *cable tv *land-line telephone *internet *24 hour police security *weekly trash pickup *brush removal *year-round road maintenance *road treatments for snow and ice *yearly "clean sweep" to have unwanted items hauled off *lake access *heated swimming pool (open about 4 months a year) *a community library *river access *trout fishing (permit required) *hiking trails *dog park *a recreation manager planning engaging activities for the community like arts/crafts, dancing, and exercise and much more? Add up the cost of just some of the items and it doesn't take long to see you get more than you pay for!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

9/10
Crossnore ElementaryGrades PK-51.7 mi
2/10
Avery MiddleGrades 6-82.3 mi
4/10
Avery County High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1992

Materials

  • Roof: Metal
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mountain
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Cooktop,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Furnished
  • Fireplace features: Other,See Remarks
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 522

Heating & Cooling

  • Heating features: Electric
  • Cooling features: None

Interior Area

  • Total structure area: 811
  • Total interior livable area: 522 sqft

Property

Details

  • Parcel number: 18441434396100000

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 9,147 sqft

Parking

  • Parking features: Golf Cart Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Ice Storm
Landslide
Strong Wind
Tornado
Hail
Winter Weather

FEMA Declared Disasters in Avery County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $907$10,884
Home Insurance *$35$420
Property Taxes $59$708
Electricity $200$2,405
Total$1,201$14,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,177/yr
40% on housing$36,030/yr
45% on housing$32,026/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$344This listing

vs Other Active Listings

Avg $/sqft

ZIP 28657$161
Avery County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28657
Avery County$290

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Price change$199,000
2025-11-18Listed for sale$223,500
2025-11-08Contingent$223,500
2025-09-16Price change$223,500
2025-07-26Listed for sale$239,000
2021-03-13Listing removed--
2020-06-11Sold$120,000
2020-02-26Price change$119,900
2020-02-10Pending sale$128,900
2019-07-03Listed for sale$128,900
2018-08-01Listing removed$119,000
2018-05-26Listed for sale$119,000
2007-10-17Sold$100,000

For Sale by Agent

AgentMichelle Griffin
BrokerageHigh Country Resort Properties

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