397 Elderberry Loop, Newland, NC, 28657
About This Home
This is the ultimate big bang for your buck! It's actually a total of 870 sq ft of living space, Situated on two lots with a pull-thru driveway. This unique property offers an incredible amount of living space and outdoor enjoyment for the price. The main cottage, which is 464 sf,, features a fully functional living area perched above a spacious full-size garage and golf cart shed. Inside the cottage you’ll find a kitchenette, full bathroom, dining space, comfortable seating area, and sleeping quarters —perfect as a primary living space or guest suite. Just across the large deck sits a well-maintained park model with 406 sf offering its own separate living space, complete with a full bedroom, bathroom, kitchen, living area, and a full-size washer and dryer. This versatile setup is great for extended family or guests. Step outside and enjoy expansive deck space — both covered and uncovered — including a reinforced section ready for your hot tub. The generous outdoor area also includes a firepit and picnic table, creating the perfect setting for relaxing mountain evenings and entertaining. Ready for you to move in and start enjoying the North Carolina High Country lifestyle! Linville Land Harbor POA initiation fee $5,000.00. Linville Land Harbor is a wonderful place to live the simple lifestyle you’ve been looking for without sacrificing the fun. Choose from all the amenities including golf, pickleball, tennis, walking trails, dog parks, swimming pool, and lakeside beaches. With 24-hour security and a vibrant community spirit, every day here feels like a vacation. And the best part? Your HOA fees cover water, sewer, trash pickup, cable, and Wi-Fi, ensuring a worry-free lifestyle. Don't miss out on this opportunity to embrace mountain living at its finest. Schedule your viewing today and make Linville Land Harbor your new home!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1992
Materials
- Roof: Asphalt,Metal,Shingle
- Construction materials: Vinyl Siding,Wood Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Electric Range,Microwave Hood Fan,Microwave,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Crawl Space,Full
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Fireplace features: None
- Finished area below ground: 0
- Finished area above ground: 406
Heating & Cooling
- Heating features: Forced Air,Propane,Space Heater,Wall Furnace
- Cooling features: Central Air,None
Interior Area
- Total structure area: 384
- Total interior livable area: 406 sqft
Property
Details
- Parcel number: 18440627579500000
- Zoning description: Residential
Features
- Levels: One
- Stories: 1
- Pool features: Community
- Patio & porch: Covered,Multiple,Open
- Exterior features: Out Building(s)
Lot
- Lot size: 10,018 sqft
Parking
- Total spaces: 1
- Parking features: Garage,One Car Garage,Golf Cart Garage,Oversized
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Cold Wave
- Ice Storm
- Landslide
- Strong Wind
- Tornado
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Avery County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,415 | $16,980 |
| Home Insurance * | $54 | $648 |
| Property Taxes | $89 | $1,068 |
| Electricity | $200 | $2,405 |
| Total | $1,758 | $21,096 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $249,000 |
| 2026-07-01 | Price change | $279,900 |
| 2026-06-04 | Listed for sale | $289,800 |
| 2021-08-16 | Sold | $146,750 |
| 2006-01-30 | Sold | $78,000 |
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