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30 Creekside Drive #A, Banner Elk, NC, 28604

1beds
1baths
520sqft
$199,000
$383price/sqft
$1,324/moest. monthly cost
$52,960/yrincome needed

About This Home

Enjoy the best of High Country living in this beautifully furnished one bedroom, one bathroom condo, ideally located just off Tynecastle Highway with easy year round access and no steep roads to navigate. Just minutes from Sugar Mountain Resort, downtown Banner Elk, and Lees McRae College, this inviting property puts skiing, hiking, dining, shopping, and local attractions within easy reach while offering a peaceful setting tucked just off the main road. Thoughtfully designed to maximize both comfort and functionality, this upper level condo features a stylish interior with rustic wood beams, luxury vinyl plank flooring throughout the main living area, and a cozy stone fireplace with gas logs. The open concept layout connects the living room, dining area, kitchen, and laundry space, creating an efficient and welcoming floor plan. A private back deck provides the perfect place to relax after a day of exploring the mountains. The second level offers a private bedroom and full bathroom, creating a comfortable retreat separated from the main living space. Offered fully furnished with the exception of a few decorative items, this move in ready condo is an excellent opportunity as a primary residence, mountain getaway, or investment property. Per HOA, all roofs in Ski Country are in line for replacement.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

8/10
2/10
Avery MiddleGrades 6-86.2 mi
3/10
Avery County High SchoolGrades 9-126.2 mi

Construction

Condition

  • Year built: 1983

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: Condo
  • Architectural style: Mountain
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Electric Water Heater,Microwave Hood Fan,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Attic,Furnished,Window Treatments
  • Window features: Screens,Single Pane,Window Treatments
  • Fireplace features: Gas,Stone,Vented,Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 520

Heating & Cooling

  • Heating features: Baseboard,Electric,Fireplace(s),Space Heater,Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 540
  • Total interior livable area: 520 sqft

Property

Details

  • Parcel number: 1858209120120000201

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Open
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: Creek,Stream

Parking

  • Parking features: Gravel,No Garage,Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Hail
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Avery County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$53$636
Property Taxes $65$780
Electricity $200$2,405
Total$1,324$15,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,394/yr
40% on housing$39,720/yr
45% on housing$35,306/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$383This listing

vs Other Active Listings

Avg $/sqft

ZIP 28604$296
Avery County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28604$365
Avery County$290

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listed for sale$199,000
2024-04-04Sold$188,000
2024-02-21Contingent$195,000
2023-09-13Listed for sale$195,000
2021-08-13Sold$132,900
2021-07-31Contingent$134,900
2021-07-21Price change$134,900
2021-06-13Listed for sale$139,900
2019-08-26Sold$54,000
2019-08-01Pending sale$59,500
2019-07-25Price change$59,500
2019-06-10Listed for sale$64,500
2007-04-13Sold$70,000
2006-09-07Sold$60,000

For Sale by Agent

AgentNikki Rezvani
BrokerageKeller Williams High Country

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