1040 Sugar Mountain Drive #B14, Sugar Mountain, NC, 28604
About This Home
LOCATION! RARE SUGAR MOUNTAIN 4-BEDROOM CREEK-SIDE CONDO AT SNOW LAKE! LISTEN TO THE BABBLING BROOK FROM EVERY LEVEL! WALK TO ALL! Discover the perfect blend of mountain serenity and four-season adventure in this spacious 4-bedroom, 4-bath creek-side condo located at Snow Lake on Sugar Mountain—one of North Carolina's most sought-after destinations. This large 3-level condo lives like a townhome, offering generous space, privacy, and comfort for full-time living or a mountain retreat. Step inside to an inviting main level with an open living room, dining area, and kitchen flowing out to a rear deck—perfect for morning coffee with the soothing sound of the creek beside you. Upstairs features two oversized ensuite bedrooms, each with ample closet space. The lower level adds two more ensuite bedrooms, a full-size laundry area, and a second deck overlooking the water. This layout is ideal for families, guests, or multi-generational living. The magic of this unit is the setting—open your windows and fall asleep to the calming sound of the babbling brook right beside the home. Pure mountain peace. Two exterior ski closets provide easy storage for gear, and there is abundant parking right outside the building. SUMMER ESCAPE Walk to golf, tennis, the clubhouse restaurant, mountain biking, hiking trails, fireworks shows, art festivals, and free outdoor concerts—all just steps from your front door. Enjoy cool mountain breezes all summer long with no membership fees required. WINTER WONDERLAND This condo sits right at the base of the slopes, just down from the Sugar Mountain parking lot—an easy, level walk to skiing, snowboarding, tubing, and ice skating. Unlike many mountain properties, winter access is easy and dependable. PICTURE-PERFECT VIEWS Wake up and wind down with lake and mountain views from multiple levels. Enjoy sunrise and sunset colors over the water, the sound of the creek, and the beauty of all four seasons—from lush summers to snow-dusted winters. FOUR-SEASON
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1972
Materials
- Roof: Asphalt,Shingle
- Construction materials: Vinyl Siding,Wood Frame
Type & Style
- Home type: Condo
- Architectural style: Cottage,Split Level
- Property subType: Condominium,Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Cooktop,Electric Water Heater,Disposal,Gas Water Heater,Microwave Hood Fan,Microwave,Refrigerator,Washer,Water Heater
- Laundry features: In Basement
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Features
- Furnished
- Window features: Vinyl
- Fireplace features: None
- Finished area below ground: 612
- Finished area above ground: 1,224
Heating & Cooling
- Heating features: Baseboard,Electric
- Cooling features: None
Interior Area
- Total structure area: 3,690
- Total interior livable area: 1,836 sqft
Property
Details
- Parcel number: 18570768536700014
Features
- Levels: Three Or More,Multi/Split
- Stories: 3
- Has view: Yes
- View description: Golf Course,Mountain(s),Seasonal View,Lake
- Has water view: Yes
- Water view: Lake
Parking
- Parking features: Asphalt,Driveway,Other,See Remarks
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Cold Wave
- Ice Storm
- Landslide
- Strong Wind
- Tornado
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Avery County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,452 | $29,424 |
| Home Insurance * | $130 | $1,560 |
| Property Taxes | $159 | $1,908 |
| Electricity | $200 | $2,405 |
| Total | $2,941 | $35,292 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-22 | Listed for sale | $485,000 |
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