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437 Windridge Road, Newland, NC, 28657

1beds
1baths
375sqft
$229,000
$611price/sqft
$1,476/moest. monthly cost
$59,040/yrincome needed

About This Home

Welcome to 437 Windridge Road, where effortless mountain living meets timeless charm in the heart of Linville Land Harbor. This one-owner home has been meticulously maintained inside and out. This inviting retreat offers the perfect blend of comfort, privacy, and low-maintenance ownership, making it ideal as a vacation getaway, seasonal getaway, or investment property. Designed to embrace the beauty of the outdoors, the property’s spectacular covered deck serves as an extension of the living space. With multiple seating and dining areas, porch swings, and ample room for entertaining, it's the perfect place to enjoy crisp mountain mornings, afternoon gatherings, or peaceful evenings surrounded by the sights and sounds of nature. The beautifully landscaped, level yard is a rare find in the High Country. Mature hardwoods, vibrant rhododendrons, and charming stone pathways create a private, park-like setting that invites you to slow down and unwind. The property enjoys the convenience of paved parking with access from two streets, making arrivals, departures, and hosting guests exceptionally easy. Inside, you'll immediately appreciate the meticulous care this home has received. Every space reflects pride of ownership, creating a warm and welcoming atmosphere that is truly move-in ready. A dedicated laundry and storage room adds everyday convenience while preserving valuable living space. Built for easy mountain living, the home features a durable metal roof and a low-maintenance exterior, allowing you to spend less time on upkeep and more time enjoying everything Linville Land Harbor has to offer. Whether relaxing on the expansive covered porch, exploring the community amenities, or simply enjoying the peaceful wooded surroundings, this property delivers the mountain lifestyle buyers dream about. Exceptionally maintained, thoughtfully designed, and perfectly positioned, 437 Windridge Road is a rare opportunity to own a turnkey mountain retreat where every day is meant to be enjoyed.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

8/10
Crossnore ElementaryGrades PK-52.4 mi
2/10
Avery MiddleGrades 6-81.8 mi
3/10
Avery County High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1993

Materials

  • Roof: Metal
  • Construction materials: Other,See Remarks,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Furnished
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 375

Heating & Cooling

  • Heating features: Electric,Forced Air,Propane
  • Cooling features: None

Interior Area

  • Total structure area: 0
  • Total interior livable area: 375 sqft

Property

Details

  • Parcel number: 18440649833100000

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community

Lot

  • Lot size: 4,878 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Ice Storm
Landslide
Strong Wind
Tornado
Hail
Winter Weather

FEMA Declared Disasters in Avery County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,157$13,884
Home Insurance *$44$528
Property Taxes $75$900
Electricity $200$2,405
Total$1,476$17,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,605/yr
40% on housing$44,280/yr
45% on housing$39,360/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$611This listing

vs Other Active Listings

Avg $/sqft

ZIP 28657$160
Avery County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28657
Avery County$290

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Listed for sale$229,000

For Sale by Agent

AgentMichelle Griffin
BrokerageHigh Country Resort Properties

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