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24 Creekside Drive #A, Banner Elk, NC, 28604

1beds
1baths
509sqft
$214,900
$422price/sqft
$1,413/moest. monthly cost
$56,520/yrincome needed

About This Home

Cozy, cute and charming!!! This light filled home has that rustic mountain vibe you're looking for and is located close to the ski slopes at Sugar Mountain. The open concept interior has been updated and well maintained and features wood ceilings with beams, a stone fireplace with gas logs and butcher block countertops. Private wood deck and ample parking. Fully and tastefully furnished with just a few exclusions-this home is truly turnkey. This condo is perfect for a personal mountain getaway, an affordable income producing vacation rental, a long term rental for students or employees at Lees-McRae or your own full time residence. Beat the heat in the summer, enjoy the brilliant fall colors, ski fresh powder in the winter, take advantage of year round hiking and biking trails and enjoy local shopping and restaurants. Banner Elk and Sugar Mountain have it all!!!

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

7/10
2/10
Avery MiddleGrades 6-86.2 mi
4/10
Avery County High SchoolGrades 9-126.2 mi

Construction

Condition

  • Year built: 1983

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: Condo
  • Architectural style: Mountain
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Range,Microwave Hood Fan,Microwave,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Furnished
  • Window features: Double Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: One,Stone
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 509

Heating & Cooling

  • Heating features: Baseboard,Electric,Space Heater,Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 0
  • Total interior livable area: 509 sqft

Property

Details

  • Parcel number: 1858209120120000101

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Open
  • Exterior features: Gravel Driveway
  • Has view: Yes
  • View description: Trees/Woods

Parking

  • Parking features: Driveway,Gravel,No Garage,Private
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Hail
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Avery County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,086$13,032
Home Insurance *$57$684
Property Taxes $70$840
Electricity $200$2,405
Total$1,413$16,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,445/yr
40% on housing$42,390/yr
45% on housing$37,680/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$422This listing

vs Other Active Listings

Avg $/sqft

ZIP 28604$296
Avery County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28604$365
Avery County$290

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-06Listed for sale$219,000
2023-05-02Sold$192,000
2023-03-15Contingent$215,000
2023-03-10Listed for sale$215,000
2022-03-12Sold$160,000
2022-02-12Pending sale$155,000
2021-12-31Contingent$155,000
2021-12-27Listed for sale$155,000
2021-12-27Listing removed--
2021-11-26Listed for sale$151,000
2021-07-23Sold$90,000
2020-09-11Sold$57,500
2020-07-26Pending sale$59,900
2020-07-21Listed for sale$59,900
2020-07-18Pending sale$59,900
2020-07-13Listed for sale$59,900
2020-06-12Pending sale$59,900
2020-02-19Listed for sale$59,900
2019-12-17Pending sale$59,900
2019-12-07Listed for sale$59,900

For Sale by Agent

AgentGlo Kearns
BrokerageRE/MAX Realty Group

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