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519 S Commercial St, Trinidad, CO, 81082

2beds
1baths
1,615sqft
$270,000
$167price/sqft
$1,960/moest. monthly cost
$78,400/yrincome needed

About This Home

Historic Craftsman charm meets breathtaking Colorado views! Perched on an elevated lot at the end of a quiet dead-end street with only three homes, this 100-year-old gem offers exceptional privacy with no rear neighbors. Sun-filled living spaces showcase timeless character, while freshly painted bedrooms and bath provide a refreshed feel. Enjoy a clean, dry basement for additional storage or workspace. Step outside to a spacious deck and open patio overlooking panoramic views of Downtown Trinidad, Simpson's Rest, and the Sangre de Cristo Mountains, plus the best seat in town for annual fireworks. Major updates include a high-grade composition roof (2022), new gutters (2023), full exterior and deck paint (2024), and an upgraded garbage disposal. A rare opportunity to own a home that combines historic appeal, modern improvements, privacy, and unforgettable views. Must see!

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
Trinidad Middle SchoolGrades 6-80.8 mi
2/10
Trinidad High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1925

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished/Livable

Bedroom2

  • Level: Main
  • Area: 125.55000000000001

Bedroom3

  • Level: Main
  • Area: 141.12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s)
  • Window features: Window Coverings
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace: Yes

Interior Area

  • Total structure area: 1,615
  • Total interior livable area: 1,615 sqft

Kitchen

  • Level: Main
  • Area: 198.77

Living Room

  • Level: Main
  • Area: 206.4

Property

Details

  • Parcel number: 10428500
  • Zoning: RES
  • Special condition: Standard

Features

  • Patio & porch: Deck-Open-Rear
  • Fencing: Metal Fence-Rear

Lot

  • Lot size: 6,011 sqft
  • Features: Irregular Lot,Trees-Front,Trees-Rear
  • Lot size dimensions: 6000

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$349$4,188
Property Taxes $60$720
Electricity $186$2,232
Total$1,960$23,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,200/yr
40% on housing$58,800/yr
45% on housing$52,266/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.6%
13.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 81082$116
Las Animas County$321

vs Homes Sold Last Month

Median $/sqft

ZIP 81082
Las Animas County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$260,000
2026-07-31Listed for sale$270,000
2021-11-23Sold$215,000
2021-10-17Listed for sale$195,000
2018-12-28Sold$127,900
2018-12-13Pending sale$124,900
2018-11-16Listed for sale$124,900
2012-03-14Sold$84,000
2006-11-28Sold$76,000

For Sale by Agent

AgentKathie Scott
BrokerageCode of the West Real Estate LLC

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