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555 Allen St, Liberty, KY, 42539

0beds
0baths
0sqft
$155,000
--price/sqft
$1,116/moest. monthly cost
$44,640/yrincome needed

About This Home

Great starter home with 3 bedrooms and 1 full bath now avaiable. One spacious bedroom is currently being used as a family room. If you are ready to move to town to be closer to all the things you need including hospital and doctors, this may be just what you are looking for. This home is located in walking distance to downtown businesses and churches.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

5/10
Liberty Elementary SchoolGrades PK-50.4 mi
3/10
4/10
Casey County High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Metal
  • Construction materials: Frame,Brick Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Oven

Basement

  • Area: 0

Features

  • Flooring: Carpet,Vinyl
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Pass-Through

Property

Details

  • Parcel number: 0L20304
  • Lease amount: 0

Features

  • Has view: Yes
  • View description: Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$124$1,488
Property Taxes $55$660
Electricity $154$1,850
Total$1,116$13,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,262/yr
40% on housing$33,480/yr
45% on housing$29,760/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 42539$127
Casey County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 42539
Casey County$211

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$155,000
2026-06-21Listed for sale$169,000
2022-04-01Sold$92,650
2022-03-05Pending sale$99,900
2022-02-22Listed for sale$99,900
2021-03-24Listing removed--
2019-02-20Listing removed$39,900
2019-02-01Pending sale$39,900
2019-01-29Listed for sale$39,900
2018-12-27Sold$30,000
2018-11-10Pending sale$34,900
2018-11-02Listed for sale$34,900

For Sale by Agent

AgentKaren Goode
BrokerageLand of Liberty Real Estate, LLC.

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