783 Rutland Rd, Cynthiana, KY, 41031
About This Home
Priced over 100,000 below recent appraisal. Seller may pay some closing cost. This exceptional 92.5-acre farm acre farm featuring a beautifully designed 3498 square ft home offers the perfect blend of privacy, space, and versatility. Ideal for a working farm, multi-generational living, or a peaceful rural retreat, the possibilities here are endless. The main home features 5 bedrooms and 3 full bathrooms, thoughtfully designed for comfort and functionality. Enjoy a spacious open-concept layout with a large kitchen and island flowing into the living and dining areas--perfect for entertaining. A main-level laundry room adds convenience. An attached mother-in-law suite provides flexible living options with its own private entrance, full kitchen, living area, bedroom, bathroom, and laundry--ideal for extended family, guests, or potential rental income. Natural light fills the home, showcasing beautiful views of the surrounding countryside. Step outside to 92.5 acres of open, usable land suited for farming, livestock, recreation, or hunting. Create gardens, trails, or your dream agricultural setup with room to spare. Discover the beauty of country living with this scenic property featuring a nice creek and 3 ponds spread across the land. Relax year-round with a large pool for summer and a hot tub for winter enjoyment. The property also includes two generators. Two barns enhance the property's value and versatility. One features a concrete floor and is currently used as a basketball and recreation space. The second is equipped for livestock with three well-maintained horse stalls, perfect for equestrian use or small-scale farming. This is a rare opportunity to own a property that truly has it all--acreage, functionality, and flexible living. Schedule your showing today. 10.5 miles from Cynthiana, 24 miles from Georgetown, 22 miles from Dry Ridge and 11 miles to Interstate I-75. Farm Equipment and some furniture is negotiabl
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Existing Structure
Materials
- Foundation: Block,Poured Concrete
- Roof: Shingle
- Construction materials: Block,Concrete,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s),Electric Range,Dishwasher,Refrigerator
- Laundry features: Electric Dryer Hookup,Laundry Room,Lower Level,Main Level,Washer Hookup
Bathroom3
- Features: Full Finished Bath,Tile Flooring,Tub With Shower
- Level: First
- Area: 40
- Dimensions: 10 x 4
Bedroom2
- Features: Ceiling Fan(s),Carpet Flooring
- Level: First
- Area: 121
- Dimensions: 11 x 11
Bedroom3
- Features: Ceiling Fan(s),Carpet Flooring
- Level: First
- Area: 121
- Dimensions: 11 x 11
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: Luxury Vinyl Flooring
- Level: First
- Area: 390
- Dimensions: 30 x 13
Exercise Room
- Features: Tile Flooring
- Level: Lower
- Area: 162
- Dimensions: 18 x 9
Features
- Kitchen Island,Walk-In Closet(s),Open Floorplan,Granite Counters,Eat-in Kitchen,Double Vanity,Breakfast Bar,Ceiling Fan(s)
- Door features: Barn Door(s)
- Window features: Double Hung
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 3,498
- Total interior livable area: 3,498 sqft
Kitchen
- Features: Eat-in Kitchen,Kitchen Island,Luxury Vinyl Flooring,Wood Cabinets
- Level: First
- Area: 390
- Dimensions: 30 x 13
Kitchen
- Features: Eat-in Kitchen,Kitchen Island,Luxury Vinyl Flooring
- Level: Upper
- Area: 522
- Dimensions: 29 x 18
Laundry
- Features: Luxury Vinyl Flooring
- Level: First
- Area: 56
- Dimensions: 8 x 7
Laundry
- Features: Utility Sink
- Level: Lower
- Area: 138
- Dimensions: 23 x 6
Living Room
- Features: Ceiling Fan(s),Luxury Vinyl Flooring
- Level: First
- Area: 280
- Dimensions: 20 x 14
Primary Bath
- Features: Ceramic Tile Flooring,Double Vanity,Shower
- Level: First
- Area: 144
- Dimensions: 18 x 8
Primary Bath
- Features: Shower,Tile Flooring
- Level: Upper
- Area: 96
- Dimensions: 16 x 6
Primary Bedroom
- Features: Bath Adjoins,Ceiling Fan(s),Carpet Flooring,Walk-In Closet(s)
- Level: First
- Area: 182
- Dimensions: 14 x 13
Primary Bedroom
- Features: Bath Adjoins,Ceiling Fan(s),Walk-In Closet(s),Luxury Vinyl Flooring
- Level: Upper
- Area: 195
- Dimensions: 15 x 13
Property
Details
- Parcel number: 031000000200000
- Attached to another structure: Yes
- Zoning description: Agricultural
Features
- Levels: Two
- Stories: 2
- Pool features: Above Ground
- Exterior features: Private Yard,Lighting
- Has spa: Yes
- Spa features: Heated
- Fencing: Wire
- Waterfront features: Creek
- Residential vegetation: Partially Wooded
Lot
- Lot size: 92 Acres
- Features: Cleared,Level,Pasture,Rolling Slope,Sloped,Wooded
- Lot size dimensions: 92.559
Parking
- Total spaces: 2
- Parking features: Attached,Driveway,Garage,Garage Door Opener,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Inland Flooding
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,031 | $60,372 |
| Home Insurance * | $524 | $6,288 |
| Property Taxes | $631 | $7,572 |
| Electricity | $276 | $3,314 |
| Total | $6,462 | $77,544 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $963,000 |
| 2026-07-12 | Listed for sale | $995,000 |
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