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385 Old Paris Pike, Cynthiana, KY, 41031

4beds
3baths
2,367sqft
$499,000
$211price/sqft
$3,422/moest. monthly cost
$136,880/yrincome needed

About This Home

Welcome to 385 Old Paris Pike in Cynthiana — an exceptional property offering one of the area's most desirable locations with a truly park-like setting. Situated on approximately 2 beautiful acres just outside the city limits, this property is surrounded by mature trees, peaceful scenery, and stunning views from every window. Step inside to find a spacious and inviting floor plan featuring a comfortable living room with beautiful built-ins, dining area, kitchen, breakfast nook, and an oversized family room perfect for gathering and entertaining. The main level also includes a convenient half bath and laundry area. Upstairs, you'll find 4 nicely sized bedrooms and 2 full baths, providing plenty of space for family or guests. Outside, enjoy summer days by the in-ground pool while taking in the tranquil surroundings. A unique bonus feature is the picturesque pond, partially owned by the property, adding even more charm and character to this rare offering. A beautiful blend of space, setting, and location that rarely becomes available.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10
3/10
5/10

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bathroom3

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Window features: Window Treatments,Blinds
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log,Ventless
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,367

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,367
  • Total interior livable area: 2,367 sqft

Kitchen

  • Level: First

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Utility Room

  • Level: First

Property

Details

  • Parcel number: 090000003200000

Features

  • Levels: Two
  • Exterior features: Fire Pit

Lot

  • Lot size: 1.98 Acres
  • Features: Many Trees

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Inland Flooding
Winter Weather
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$263$3,156
Property Taxes $450$5,400
Electricity $186$2,243
Total$3,422$41,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,325/yr
40% on housing$102,660/yr
45% on housing$91,253/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 41031$242
Harrison County$233

vs Homes Sold Last Month

Median $/sqft

ZIP 41031
Harrison County$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$475,000
2026-06-22Price change$499,000
2026-05-20Listed for sale$539,000
2014-07-01Sold$185,000

For Sale by Agent

AgentMary Todd Ashbrook
BrokeragePalmer-Hampton Realty

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