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300 Keller Waits Ln, Cynthiana, KY, 41031

2beds
2baths
2,629sqft
$625,000
$238price/sqft
$4,259/moest. monthly cost
$170,360/yrincome needed

About This Home

Welcome to 300 Keller Waits Lane - the ultimate live, work, and play property, just 5 minutes from town! Nestled on 15 picturesque acres, this one-of-a-kind property offers two ponds, and unmatched versatility. The main home is bursting with character inside and out, exuding warm country rustic charm. Designed for those who value their workshop space as much as their living space, the home offers as much garage and workshop area as it does house. A massive front bay—originally built for RV storage—features tall ceilings, split units for climate control, and endless potential for your projects, hobbies, or storage needs. Inside, the main level includes a cozy open-concept kitchen/living space, a spacious den/rec room, and a bedroom with full bath. Upstairs, you'll find an additional bedroom, full bath, and a separate living area—ideal for guests or a private retreat. The property also boasts a 30x42 detached workshop with electric and a lean-to, offering even more space to create, build, or store.. This scenic setting, complete with rolling hills, two serene ponds, and privacy all around, is truly a rare find. Don't miss your chance to own this slice of Kentucky paradise!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

6/10
3/10
5/10

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: HardiPlank Type,Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom1

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First

Features

  • Eat-in Kitchen,Walk-In Closet(s)
  • Window features: Blinds
  • Flooring: Carpet,Concrete,Other,Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,629

Heating & Cooling

  • Heating features: Electric,Heat Pump,Other
  • Cooling features: Electric,Heat Pump,Other

Interior Area

  • Total structure area: 2,629
  • Total interior livable area: 2,629 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 101000000915000

Features

  • Levels: One and One Half
  • Has view: Yes
  • View description: Rural

Lot

  • Lot size: 15 Acres

Parking

  • Total spaces: 4
  • Parking features: Attached Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Cold Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$329$3,948
Property Taxes $563$6,756
Electricity $207$2,491
Total$4,259$51,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,022/yr
40% on housing$127,770/yr
45% on housing$113,573/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 41031$241
Harrison County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 41031
Harrison County$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-09Listed for sale$650,000
2025-11-28Pending sale$650,000
2025-11-12Price change$650,000
2025-08-21Price change$675,000
2025-06-06Listed for sale$775,000

For Sale by Agent

AgentMary Todd Ashbrook, Palmer-Hampton Realty
BrokeragePalmer-Hampton Realty

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