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49 Aubry Ln, Cadiz, KY, 42211

5beds
3baths
3,981sqft
$749,900
$188price/sqft
$5,300/moest. monthly cost
$212,000/yrincome needed

About This Home

This Private "waterfront Oasis Overlooking Lake Barkley" Awaits A New Owner!! This Property Has Everything You Could Imagine In A Lakehouse!! An Updated Brick Home That Offers 5 Bedrooms, 2 Baths, Open Concept Eat-in Kitchen And Family Room, Screened Porch Area With A Great Lake View, Living Room, Office, 2 Bedrooms, 1 Bath And Primary Ensuite With Massive Walk-in Closet All Located On The Main Level And 2 Additional Bedrooms Upstairs. Step Outside To The Inground Pool Area With Pool House That Features A Covered Sitting Area, Outdoor Grilling Station, Full Bath And Storage Room For Pool Supplies, Also For Golf Lovers There Is A Unique Par 3 Hole, Underground Concrete Storm Shelter, 40x60 Pole Barn To Store The Lake Toys, Private 2-slip Covered Dock, Paved Drive And Sits On 2.29 Acres. Pre-approval Or Proof Of Funds Is Required To Schedule Showings. Start Making Memories Today! Price Reduced $765,000

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
3/10
Trigg County High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 1966

Materials

  • Roof: Metal
  • Construction materials: Frame,Brick/Siding,Dry Wall,Plaster

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove,Washer,Electric Water Heater
  • Laundry features: In Bathroom,Washer/Dryer Hookup

Basement

  • Basement: Crawl Space,None

Bathroom

  • Features: Separate Shower,Soaking Tub

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Ceiling Fan(s),Closet Light(s),Walk-In Closet(s)
  • Window features: Screens,Tilt Windows,Vinyl Frame,Casement Windows,Skylight(s)
  • Flooring: Carpet,Carpet Over Wood,Tile,Wood
  • Fireplace features: Gas Log,Ventless
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Gas Pack
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 3,981
  • Total interior livable area: 3,981 sqft

Kitchen

  • Features: Kitchen/Family,Pantry
  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Office

  • Level: Main

Property

Details

  • Parcel number: 19045

Features

  • Levels: One
  • Stories: 1
  • Pool features: In Ground
  • Patio & porch: Covered Porch,Deck,Screened Porch/Room
  • Exterior features: Dock - Covered,Lighting,Gas Grill,Private Dock
  • Fencing: Privacy
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water View Year Round
  • On waterfront: Yes
  • Waterfront features: Waterfront,Barkley Lake
  • Waterbody name: Barkley Lake

Lot

  • Lot size: 2.29 Acres
  • Features: Trees,County,Rolling Slope

Parking

  • Total spaces: 4
  • Parking features: Detached,Workshop in Garage,Garage Door Opener,Circular Driveway,Paved
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Drought
Earthquake
Hail

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,791$45,492
Home Insurance *$561$6,732
Property Taxes $634$7,608
Electricity $314$3,772
Total$5,300$63,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,714/yr
40% on housing$159,000/yr
45% on housing$141,333/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.8%
5.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 42211$128
Trigg County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 42211$157
Trigg County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-17Price change$765,000
2025-08-30Listed for sale$775,000
2025-07-08Listing removed$799,000
2025-03-19Listed for sale$799,000
2009-07-02Sold$265,000

For Sale by Agent

AgentMelissa Wynn
BrokerageElite Realty

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