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7374 Mt Baker Highway, Deming, WA, 98244

2beds
2baths
1,242sqft
$723,000
$582price/sqft
$4,391/moest. monthly cost
$175,640/yrincome needed

About This Home

This stunning custom-built 2023 Craftsman sits on 1.23 private, level acres — move-in ready and full of possibilities. Inside, the upper living level showcases exceptional craftsmanship: vaulted ceilings with pine tongue-and-groove detailing, knotty alder doors and trim, butcher-block countertops, soft-close cabinetry, a propane fireplace, and a spacious walk-in closet. The main level offers a private guest suite with a half bath, perfect for visitors or a home office. Also on the main floor, a massive 40x17 fully insulated shop with an 18-foot ceiling, 6-inch concrete slab, and lift-ready wiring — a dream setup for any car enthusiast or mechanic — paired with a separate 22x17 insulated garage. Rounding it all out: RV parking with hookups, two storage sheds, a dog kennel with an interior dog door, a metal roof, a custom security system, generator wiring, and a 3-bedroom septic that leaves the door wide open for a future addition or mother-in-law suite. Completely private. Nothing else like it

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
3/10
5/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 2023

Materials

  • Foundation: Poured Concrete,Slab
  • Roof: Metal
  • Construction materials: Cement Planked,Stone,Wood Siding,Cement Plank

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Stove(s)/Range(s),Tankless Water Heater,Dishwasher(s),Garbage Disposal,Microwave(s),Refrigerator(s)

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Vinyl Plank,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Upper Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Ductless,Heat Pump,Wall Furnace,Electric,Propane
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,242
  • Total interior livable area: 1,242 sqft

Property

Details

  • Parcel number: 4006301061890000
  • Zoning: R5A
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Wired for Generator

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Dbl Pane/Storm Window,Fireplace,Security System,Vaulted Ceiling(s),Walk-In Closet(s),Wired for Generator
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Brush,Wooded

Lot

  • Lot size: 1.23 Acres
  • Features: Open Lot,Secluded,Deck,Dog Run,Fenced-Partially,High Speed Internet,Outbuildings,Outdoor Fireplace,Patio,Propane,RV Parking,Shop
  • Lot size dimensions: 167 x 321 x 164 x 321

Parking

  • Total spaces: 5
  • Parking features: Attached Carport,Driveway,Attached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 5
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Avalanche
Ice Storm
Winter Weather
Inland Flooding
Landslide
Volcanic Activity

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,655$43,860
Home Insurance *$136$1,632
Property Taxes $451$5,412
Electricity $149$1,793
Total$4,391$52,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,548/yr
40% on housing$131,730/yr
45% on housing$117,093/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$582This listing

vs Other Active Listings

Avg $/sqft

ZIP 98244$162
Whatcom County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 98244$481
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-20Price change$723,000
2026-02-26Listed for sale$728,000
2024-09-26Sold$650,000
2024-08-22Pending sale$650,000
2024-08-01Price change$650,000
2024-07-23Price change$665,000
2024-07-16Price change$675,000
2024-07-12Price change$685,000
2018-03-08Listed for sale$96,000
2018-03-08Pending sale$96,000
2018-03-08Listed for sale$96,000
2018-03-07Sold$90,000
2018-02-21Pending sale$96,000
2018-02-20Price change$96,000
2018-02-15Listed for sale$99,000
2013-10-31Sold$60,280

For Sale by Agent

AgentSolomon Bill, BHHS Bayside Realty
BrokerageBHHS Bayside Realty

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