646 Rockcastle Rd, Cadiz, KY, 42211
About This Home
Welcome home to this beautifully updated 3-bedroom, 2-bathroom ranch situated on 2.29± acres in Trigg County! This 1,988 square foot single-level home has been thoughtfully refreshed throughout, offering move-in-ready comfort just minutes from Cadiz and the shores of Lake Barkley and Kentucky Lake. Step inside to find brand new luxury vinyl plank flooring flowing throughout the entire home — durable, stylish, and easy to maintain. The front living room features newly added recessed lighting, creating a bright, modern feel. The dining room offers a bay window area. In the den you will find a cozy fireplace with potential for gas logs, ready to become the heart of the home on cool Kentucky evenings. The updated kitchen shines with a new stove, new refrigerator, solid updated countertops, and a built-in pantry cabinet system offering ample storage for all your culinary essentials. Outside, this property truly stands out. Relax on the covered front porch or unwind on the back patio, taking in the peace and quiet of Kentucky's rolling countryside. The attached 2-car garage is heated and cooled — a rare and valuable feature for year-round comfort and storage. RV or camper owners will love the fenced side yard with a dedicated camper hookup on its own separate electric meter and separate septic system, perfect for guests, extended family, or your home-away-from-home. Buyer to verify all pertinent information pertaining to the property.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1978
Materials
- Foundation: Block,Slab
- Construction materials: Brick Veneer,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Range
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Basement: Crawl Space
Bathroom1
- Level: First
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Features
- Entrance Foyer,Eat-in Kitchen,Ceiling Fan(s)
- Door features: Storm Door(s)
- Window features: Screens
- Number of fireplaces: 1
- Fireplace features: Dining Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,988
Foyer
- Level: First
Heating & Cooling
- Heating features: Forced Air,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,988
- Total interior livable area: 1,988 sqft
Kitchen
- Level: First
Kitchen
- Level: First
Living Room
- Level: First
Master Bathroom
- Level: First
Master Bedroom
- Level: First
Utility Room
- Level: First
Property
Details
- Parcel number: 29051 & 29052
Features
- Levels: One
- Exterior features: Other
- Fencing: None,Other
Lot
- Lot size: 2.29 Acres
Parking
- Total spaces: 2
- Parking features: Attached Garage,Driveway,Garage Door Opener,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Earthquake
- Hail
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,567 | $18,804 |
| Home Insurance * | $231 | $2,772 |
| Property Taxes | $347 | $4,164 |
| Electricity | $156 | $1,883 |
| Total | $2,301 | $27,612 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Listed for sale | $309,900 |
For Sale by Agent
View on Zillow