See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

987 Rockcastle Lakeshore Dr, Cadiz, KY, 42211

2beds
1baths
910sqft
$150,000
$165price/sqft
$1,149/moest. monthly cost
$45,960/yrincome needed

About This Home

Nestled on a spacious lot at 987 Rockcastle Lakeshore Drive, this property offers plenty of potential for a weekend getaway, investment, or full-time living. The property features a manufactured home, a detached garage, and a convenient carport, providing ample space for vehicles, boats, or extra storage. Whether you're looking for a peaceful retreat or a place to make your own, this property offers the flexibility and room to fit your needs.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
7/10
3/10
Trigg County High SchoolGrades 9-128.4 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Block,Pillar/Post/Pier
  • Roof: Rubber
  • Construction materials: Metal Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Insulated Windows
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 910

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 910
  • Total interior livable area: 910 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: S2327K

Features

  • Levels: One

Lot

  • Lot size: 10,628 sqft
  • Features: Many Trees

Parking

  • Total spaces: 3
  • Parking features: Detached Carport,Detached Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Drought
Earthquake
Hail

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$112$1,344
Property Taxes $125$1,500
Electricity $154$1,850
Total$1,149$13,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,394/yr
40% on housing$34,470/yr
45% on housing$30,640/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.8%
5.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 42211$131
Trigg County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 42211$157
Trigg County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Listed for sale$150,000

For Sale by Agent

AgentTamara Warner
BrokerageLakeland Realty

Similar Homes