212 Cherry Bay Rd, Cadiz, KY, 42211
About This Home
Experience The Ultimate Lake Barkley Lifestyle At 212 Cherry Bay Rd! This Isn't Just A Home; It’s A Front-row Seat To Kentucky’s Most Stunning Waterfront Views. The Standout Feature Is The Private Covered Dock, Providing Your Boat With A Protected, Permanent Home—no More Hauling Or Public Ramp Hassles! Just Walk Down And Hit The Water. ?property Highlights: ?private Covered Dock – Premium, Shaded Protection For Your Watercraft. ?unobstructed Lake Views – Breathtaking Panoramas From The Main Living Areas. ?expansive Dual-level Decks – Massive Outdoor Space For Grilling And Sunsets. ?open-concept Living – Airy Kitchen And Den Designed For Entertaining. ?full Finished Basement – Extra Space For Guests, A Media Room, Or A Lakeside Den.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1974
Materials
- Roof: Dimensional Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Stove
- Laundry features: In Basement,Utility Room
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Walk-In Closet(s)
- Flooring: Laminate,Tile
- Attic: None
- Finished area below ground: 864
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,728
- Total interior livable area: 1,728 sqft
Kitchen
- Features: Eat-in Kitchen
Property
Details
- Parcel number: S2028E7
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Patio
- Exterior features: Boat Slip,Private Dock
- On waterfront: Yes
- Waterfront features: Waterfront,Barkley Lake
- Waterbody name: Barkley Lake
Lot
- Lot size: 0.48 Acres
- Features: County,Dead End Street,Rolling Slope,Wooded
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Earthquake
- Hail
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $224 | $2,688 |
| Property Taxes | $259 | $3,108 |
| Electricity | $154 | $1,850 |
| Total | $2,153 | $25,836 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-07 | Listed for sale | $299,900 |
| 2025-05-30 | Sold | $269,900 |
| 2025-04-24 | Contingent | $269,900 |
| 2025-04-24 | Pending sale | $269,900 |
| 2025-04-05 | Price change | $269,900 |
| 2025-03-12 | Price change | $275,000 |
| 2024-10-24 | Price change | $289,900 |
| 2024-09-27 | Listed for sale | $299,900 |
| 2020-01-28 | Sold | $100,000 |
| 2019-09-29 | Listing removed | $129,000 |
| 2019-05-08 | Price change | $129,000 |
| 2019-03-08 | Price change | $132,000 |
| 2018-12-22 | Price change | $138,800 |
| 2018-11-16 | Price change | $140,000 |
| 2018-09-25 | Price change | $150,000 |
| 2018-09-14 | Price change | $160,000 |
| 2018-09-05 | Price change | $165,000 |
| 2018-08-02 | Price change | $175,000 |
| 2018-06-29 | Listed for sale | $189,000 |
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