331 Pollard Cir, Cadiz, KY, 42211
About This Home
Welcome To Your Dream Lakefront Property! This Stunning 5 Bed, 3 Bath Home Boasts 2518 Square Feet On 4.57 Acres. Step Inside To Find A Spacious Living Room, Complete With A Fireplace And Balcony Overlooking The Water. A Kitchen On Both The Main Level And Lower Level Make For Easy Entertaining. Enjoy The Convenience Of A Bathroom On Each Level And A Walkout Basement With Steps Leading To The Large Deck And Private Dock. An Attached 2 Car Garage Will Hold All Of Your Lake Toys. A Concrete And Separate Gravel Drive Offer Ample Parking. A Secluded Setting Offers The Perfect Escape For A Vacation Home, Short-term Rental, Or Year-round Living. Don't Miss The Opportunity To Own Your Own Piece Of Paradise!
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1993
Materials
- Foundation: Concrete Block
- Roof: Composition Shingle
- Construction materials: Dry Wall
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Stove,Washer,Electric Water Heater
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Partially Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Window features: Screens
- Flooring: Carpet,Tile,Wood
- Fireplace features: Family Room
- Fireplace: Yes
- Finished area below ground: 970
Heating & Cooling
- Heating features: Electric,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total structure area: 2,518
- Total interior livable area: 2,518 sqft
Kitchen
- Features: Eat-in Kitchen
Property
Details
- Parcel number: S290057
Features
- Patio & porch: Covered Porch,Deck
- Exterior features: Dock,Private Dock
- On waterfront: Yes
- Waterfront features: Waterfront,Barkley Lake
- Waterbody name: Barkley Lake
Lot
- Lot size: 4.57 Acres
- Features: Trees,County,Wooded
Parking
- Total spaces: 2
- Parking features: Attached,Concrete Drive
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Earthquake
- Hail
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,275 | $27,300 |
| Home Insurance * | $336 | $4,032 |
| Property Taxes | $420 | $5,040 |
| Electricity | $198 | $2,386 |
| Total | $3,229 | $38,748 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-04 | Price change | $450,000 |
| 2025-08-21 | Price change | $488,000 |
| 2025-07-17 | Listed for sale | $498,000 |
| 2025-06-16 | Listing removed | $550,000 |
| 2025-01-21 | Price change | $550,000 |
| 2024-08-24 | Price change | $599,000 |
| 2024-08-06 | Price change | $619,000 |
| 2024-06-21 | Listed for sale | $639,000 |
| 2021-12-09 | Sold | $385,000 |
| 2021-09-24 | Pending sale | $399,900 |
| 2021-09-14 | Listed for sale | $399,900 |
| 2018-05-30 | Sold | $230,000 |
| 2018-04-18 | Pending sale | $236,000 |
| 2018-04-11 | Price change | $236,000 |
| 2017-12-22 | Listed for sale | $249,000 |
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