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349 H Street, Blaine, WA, 98230

1beds
2baths
1,042sqft
$420,000
$403price/sqft
$2,583/moest. monthly cost
$103,320/yrincome needed

About This Home

Prime downtown Blaine mixed-use opportunity offering exceptional flexibility for investors, business owners, or those seeking a live/work lifestyle. Ideally located in the heart of downtown just blocks from Blaine Harbor, the waterfront, restaurants, shopping, and local amenities, this unique property presents endless possibilities. The main portion of the building features multiple office spaces with abundant natural light, private offices, open work areas, a convenient kitchenette/break area, and a full bathroom, creating an ideal environment for a variety of professional uses. Adding to the property’s versatility is a separate living unit complete with its own private entrance and deck, offering excellent potential for owner occupancy, employee housing, guest accommodations, or rental income. The unit includes a living area, kitchen, bedroom, and full bathroom, providing comfortable independent living. Situated on a highly desirable downtown lot with excellent visibility and accessibility, this property also offers exciting future redevelopment potential with the ability to build up to five stories. Rare opportunity to own a flexible downtown property in Blaine’s growing waterfront community.

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
72
BikeVery Bikeable

Schools

4/10
Blaine Elementary SchoolGrades 3-50.4 mi
7/10
Blaine Middle SchoolGrades 6-80.5 mi
6/10
Blaine High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Composition
  • Construction materials: Wood Products

Notable Dates

  • Major remodel year: 1940

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Stove(s)/Range(s),Refrigerator(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Den Office

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Flooring: Laminate,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Lower Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,Baseboard,Fireplace Insert,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,042
  • Total interior livable area: 1,042 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 4051015505600000
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Fireplace

Lot

  • Lot size: 5,658 sqft
  • Features: Curbs,Paved,Sidewalk,Cable TV,Outbuildings
  • Lot size dimensions: 50,109,50,109

Parking

  • Parking features: Driveway,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Ice Storm
Coastal Flooding
Cold Wave
Winter Weather

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$84$1,008
Property Taxes $227$2,724
Electricity $149$1,793
Total$2,583$30,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,560/yr
40% on housing$77,490/yr
45% on housing$68,880/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$403This listing

vs Other Active Listings

Avg $/sqft

ZIP 98230$266
Whatcom County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 98230$323
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$420,000
2026-06-19Listed for sale$440,000
2019-12-09Sold$263,000
2019-11-01Pending sale$275,000
2019-10-22Listed for sale$275,000
2019-07-10Listing removed$245,000
2019-03-28Pending sale$245,000
2018-11-26Listed for sale$245,000
2018-09-29Listing removed$229,999
2018-08-04Listed for sale$229,999
2018-07-23Pending sale$229,999
2018-07-05Price change$229,999
2018-01-17Price change$244,900
2017-09-12Listed for sale$249,000
2001-08-24Sold$80,000

For Sale by Agent

AgentJeffery Carrington
BrokerageWindermere RE Whatcom, Inc.

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