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1692 N Galbraith Rd, Mio, MI, 48647

2beds
2baths
1,120sqft
$369,000
$329price/sqft
$2,940/moest. monthly cost
$117,600/yrincome needed

About This Home

Welcome to this beautiful custom-built country home nestled on 10 picturesque acres just minutes from Mio, Michigan. From the moment you arrive, you'll appreciate the exceptional pride of ownership that is evident throughout the entire property. Every detail has been meticulously maintained--from the spotless home and immaculate landscaping to the vibrant flower gardens and well-kept vegetable garden. The home offers approximately 1,600 square feet of comfortable main-level living, along with an additional 1,000-square-foot basement. Featuring 2 bedrooms and 2 full bathrooms, this home is thoughtfully designed for everyday living and is truly move-in ready. A propane furnace provides efficient heating, while the attached two-car garage offers convenience and plenty of storage. Relax and enjoy peaceful country views from the beautiful 12' x 28' covered front porch. Outside, the property is equally impressive. The 32' x 48' insulated shop includes water service, making it ideal for projects, storage, or a home-based business. Horse enthusiasts will appreciate the 30' x 56' horse barn complete with horse stalls, water, and an 8-foot overhang, as well as a 12' x 24' horse shelter and fenced pasture area behind the barn. A 10' x 16' wood shed/storage building provides additional space for equipment and firewood. With blacktop frontage on Galbraith Road, this property combines convenience with the privacy and beauty of northern Michigan living. The 10 acres offer outstanding recreational opportunities, featuring excellent hunting habitat loaded with deer, turkey, bear, and other wildlife. An established food plot is already in place and ready for the upcoming hunting season. Whether you're looking for a full-time residence, hobby farm, equestrian property, hunting retreat, or peaceful northern Michigan getaway, this exceptional property checks every box. Enjoy the tranquility of country living while being just minutes from Mio, and everything Up North Michigan has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
6/10
Mio-Ausable High SchoolGrades 6-125.4 mi

Construction

Condition

  • Year built: 1980

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement,Other

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0

Heating

  • Heating features: Gravity

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Property

Details

  • Parcel number: 00401400860

Features

  • Stories: 2

Lot

  • Lot size: 10 Acres
  • Lot size dimensions: 10 acres+/-

Parking

  • Total spaces: 3
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Strong Wind
Wildfire

FEMA Declared Disasters in Oscoda County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$391$4,692
Property Taxes $496$5,952
Electricity $188$2,259
Total$2,940$35,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,800/yr
40% on housing$88,200/yr
45% on housing$78,400/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.5%
4.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$329This listing

vs Other Active Listings

Avg $/sqft

ZIP 48647$80
Oscoda County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 48647
Oscoda County$88

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$369,000
2026-07-02Listed for sale$369,000
2013-08-05Sold$95,000
2010-12-07Sold$50,000

For Sale by Agent

AgentJeff Chilman
BrokerageWhitetail Properties Real Estate, LLC

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