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5519 Bay Ridge Drive, Blaine, WA, 98230

4beds
2baths
1,836sqft
$575,000
$313price/sqft
$3,328/moest. monthly cost
$133,120/yrincome needed

About This Home

**SELLER NOW OFFERING $10K closing cost credit for the buyer!** ALL THE THINGS ARE NEW and executed perfectly...welcome to 5519 Bay Ridge Drive in beautiful Birch Bay! This 4 bedroom/2 bathroom single level masterpiece (and 24'x30' shop!) is unlike any other manufactured home you've seen before. The first thing you'll notice is the stunning WPC (Wood Plastic Composite) core flooring - a premium, 100% waterproof luxury vinyl plank (LVP) known for its comfort and quietness. In the last 3 years - new roof, skylights, furnace, heat pump, water heater, plumbing, electrical, flooring, trim, lighting, front door, screens, gutters, exterior paint, appliances, quartz counters, cabinetry, landscaping...all the surfaces have been touched and they shine! Luxurious primary suite is privately tucked away from the other bedrooms and lives large with a sitting/home office area + magazine quality bathroom finishes. Backing to a green space, relax or entertain while taking in the filtered water and mountain views from your fenced backyard. Fantastic Birch Bay location...minutes away from the beach walking path and berm, dining and entertainment venues and Birch Bay State Park. Quick and easy access to the USA/Canada borders and I-5. This is truly a special property that will exceed your expectations in person...come check it out!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

--
Blaine Primary SchoolGrades PK-23.7 mi
7/10
Blaine Middle SchoolGrades 6-83.9 mi
6/10
Blaine High SchoolGrades 9-123.9 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2004

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement/Concrete

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Manuf-Double Wide
  • Property subType: Manufactured Home,Manufactured On Land

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Primary Bedroom Closet

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s)
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,836
  • Total interior livable area: 1,836 sqft

Kitchen With Eating Space

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 4051232403480000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Fireplace,Skylight(s),Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Bay,Mountain(s),Ocean,Partial
  • Has water view: Yes
  • Water view: Bay,Ocean
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 8,276 sqft
  • Features: Deck,Fenced-Partially,High Speed Internet,RV Parking

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Coastal Flooding
Cold Wave
Earthquake
Inland Flooding
Winter Weather

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$115$1,380
Property Taxes $157$1,884
Electricity $149$1,793
Total$3,328$39,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,102/yr
40% on housing$99,840/yr
45% on housing$88,746/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$313This listing

vs Other Active Listings

Avg $/sqft

ZIP 98230$265
Whatcom County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 98230$323
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$565,000
2026-07-08Listed for sale$575,000
2017-08-15Sold$199,900
2017-07-18Pending sale$199,900
2017-07-18Listed for sale$199,900
2014-10-21Sold$77,000
2014-06-03Pending sale$85,000
2014-05-31Listed for sale$85,000
2014-04-15Listing removed$105,000
2014-03-24Price change$105,000
2014-03-11Price change$115,000
2014-02-25Price change$120,000
2014-02-13Listed for sale$125,000
2004-04-02Sold$24,926

For Sale by Agent

AgentJennifer Freeman
BrokerageWindermere RE Whatcom, Inc.

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