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46637 321st St, Burbank, SD, 57010

1beds
1baths
700sqft
$299,000
$427price/sqft
$2,105/moest. monthly cost
$84,200/yrincome needed

About This Home

Missouri River Retreat – Log Cabin Charm on 2.07 Acres Near Vermillion Experience peaceful river life just 5 miles from Vermillion with this beautiful property nestled near the Missouri River. Breathe in the fresh country air and enjoy the private association boat launch. This home features a warm and inviting log cabin interior, offering rustic charm paired with comfortable living. Step outside onto the expansive deck—perfect for relaxing, entertaining, or simply taking in the natural surroundings. The property sits on 2.07 acres of open, scenic land filled with mature fruit, spruce, and maple trees, along with a variety of flowering plants and bushes that provide seasonal color, fragrance, and a haven for pollinators. Wildlife enthusiasts will appreciate the vibrant bird population, including migratory waterfowl and summer residents such as wrens, purple martins, orioles, doves, and hummingbirds. A standout feature is the recently built 30 x 44 insulated shop/outbuilding, complete with a heat and AC—ideal for hobbies, storage, or workspace needs. Additional highlights include a private boat launch on the river; ample open space with excellent building potential; peaceful, nature-filled setting with room to expand. Also, in an area with high-speed internet. This is more than a home—it’s an experience. From the fresh scent of the country to the tranquil sounds of nature, this property is truly a must-see.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
Jolley Elementary - 04Grades 2-53.7 mi
8/10
3/10

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Metal,Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator,Washer,Dryer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 121

Features

  • Vaulted Ceiling(s),Main Floor Laundry,High Speed Internet
  • Flooring: Other
  • Finished area below ground: 0
  • Finished area above ground: 700

Heating & Cooling

  • Heating features: Electric,Heat Pump,Propane
  • Cooling features: Multi Units

Interior Area

  • Total interior livable area: 700 sqft

Kitchen

  • Level: Main
  • Area: 54

Living Room

  • Level: Main
  • Area: 154

Master Bedroom

  • Level: Main
  • Area: 110

Property

Details

  • Parcel number: 12120915104040

Features

  • Levels: One and One Half
  • Patio & porch: Deck

Lot

  • Lot size: 2.07 Acres
  • Lot size dimensions: 2.0700

Parking

  • Total spaces: 6
  • Parking features: Gravel
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm
Strong Wind
Drought
Heat Wave

FEMA Declared Disasters in Clay County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance $148$1,776
Property Taxes $300$3,600
Electricity $146$1,755
Total$2,105$25,260

Income You'd Need if You Spent...

35% on housing$72,171/yr
40% on housing$63,150/yr
45% on housing$56,133/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$427This listing

vs Other Active Listings

Avg $/sqft

ZIP 57010$246
Clay County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 57010$208
Clay County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$350,000
2020-03-20Listing removed$159,000
2020-01-17Listed for sale$159,000
2019-10-18Listing removed$159,000
2019-08-27Price change$159,000
2019-07-09Listed for sale$169,000
2012-07-06Sold$40,000

For Sale by Agent

AgentMarlys M Fisher
BrokerageAMERI/STAR Real Estate, Inc.

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