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7424 Cotterill Boulevard, Blaine, WA, 98230

3beds
2baths
1,080sqft
$445,000
$412price/sqft
$2,750/moest. monthly cost
$110,000/yrincome needed

About This Home

Experience the best of Birch Bay in this charming, fully furnished 3-bedroom, 2-bath home, perfectly positioned between Terrill Creek and sweeping bay views. Recently remodeled, this light-filled home offers a comfortable, open floor plan that's ideal as a primary residence, vacation home, or income-producing short-term rental. Wake up to creek views from the kitchen and back deck, then unwind in the evening with spectacular sunsets and ocean views from the living room and front deck. The spacious primary suite provides a relaxing retreat with a walk-in closet and private ensuite bath featuring ample counter space. Recent updates, including new appliances, add modern convenience, while generous parking and a storage shed provide plenty of room for your vehicles and gear. Located just moments from Birch Bay State Park, local beaches, the beloved C Shop, restaurants, and year-round recreation, this is an exceptional opportunity to own a turnkey home in one of Birch Bay's most desirable locations.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

--
Blaine Primary SchoolGrades PK-25.6 mi
7/10
Blaine Middle SchoolGrades 6-85.7 mi
6/10
Blaine High SchoolGrades 9-125.7 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Cement Planked,Wood Products,Cement Plank

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Manuf-Double Wide
  • Property subType: Manufactured Home,Manufactured On Land

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Refrigerator(s),Washer(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Dining Room
  • Window features: Dbl Pane/Storm Window

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,080
  • Total interior livable area: 1,080 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 4051365601760000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Vaulted Ceiling(s),Walk-In Closet(s)
  • Has view: Yes
  • View description: Bay,Canal,Ocean
  • Has water view: Yes
  • Water view: Bay,Canal,Ocean
  • On waterfront: Yes
  • Waterfront features: Creek
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 1,232 sqft
  • Features: Adjacent to Public Land,Deck,Fenced-Partially,High Speed Internet

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Ice Storm
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$89$1,068
Property Taxes $262$3,144
Electricity $149$1,793
Total$2,750$33,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,285/yr
40% on housing$82,500/yr
45% on housing$73,333/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$412This listing

vs Other Active Listings

Avg $/sqft

ZIP 98230$266
Whatcom County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 98230$323
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Listed for sale$420,000
2002-05-28Sold$81,227

For Sale by Agent

AgentAshley Haan
BrokerageColdwell Banker Bain

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