240 Hunter St, Mount Vernon, KY, 40456
About This Home
Well-maintained tri-level home offering 4 bedrooms and 3 full baths on a spacious lot with views overlooking the Rockcastle County High School football field. The main level features a large living room, a spacious kitchen with tile flooring and ample cabinet space, a conveniently located utility room, the primary suite with private bath and large walk-in closet, and an office/den area. The upper level includes three additional bedrooms and a full bath, while the lower level offers a family room with a propane insert fireplace, a bathroom, and a spacious utility room. Additional highlights include an attached garage, a 2-car detached garage, covered front porch, and a side deck for outdoor enjoyment. Flooring throughout consists of carpet, hardwood, and tile. The home is equipped with a heat pump and is served by city water and city sewer. Also, there is a possibility of purchasing an additional .29 of an acre lot with the home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1970
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Brick Veneer,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Range
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bathroom1
- Level: First
Bathroom2
- Level: Second
Bathroom3
- Level: Lower
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Family Room
- Level: Lower
Features
- Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s)
- Flooring: Carpet,Ceramic Tile,Hardwood
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas Log
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,600
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,600
- Total interior livable area: 2,600 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Office
- Level: First
Utility Room
- Level: First
Utility Room
- Level: Lower
Property
Details
- Parcel number: 034N03008
Features
- Levels: Multi/Split
Lot
- Lot size: 0.35 Acres
Parking
- Total spaces: 3
- Parking features: Attached Garage,Detached Carport
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Heat Wave
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $293 | $3,516 |
| Property Taxes | $112 | $1,344 |
| Electricity | $205 | $2,463 |
| Total | $2,126 | $25,512 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Price change | $289,900 |
| 2026-03-23 | Price change | $299,900 |
| 2026-02-11 | Listed for sale | $319,900 |
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